Patents by Inventor Luis Daniel Silva

Luis Daniel Silva has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Financial autopilot
    Patent number: 11861694
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media for an automated financial management system. One of the methods includes receiving data indicating a list of historic transactions of a user from a plurality of financial institutions. The method includes identifying at least one predicted unexpected expense based on providing at least some of the data to a trained machine-learning model, the trained machine-learning model trained using historic transaction data of a plurality of other users. The method includes determining a plan to account for the unexpected expense. The method also includes automatically transferring an amount based on the plan.
    Type: Grant
    Filed: August 24, 2021
    Date of Patent: January 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Mahoney, Luis Daniel Silva, Gunjan C. Vijayvergia, Jason Paul Hendry
  • Financial autopilot
    Patent number: 11127075
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media for an automated financial management system. One of the methods includes receiving data indicating a list of historic transactions of a user from a plurality of financial institutions. The method includes identifying at least one predicted unexpected expense based on providing at least some of the data to a trained machine-learning model, the trained machine-learning model trained using historic transaction data of a plurality of other users. The method includes determining a plan to account for the unexpected expense. The method also includes automatically transferring an amount based on the plan.
    Type: Grant
    Filed: September 27, 2019
    Date of Patent: September 21, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Mahoney, Luis Daniel Silva, Gunjan C. Vijayvergia, Jason Paul Hendry
  • Display screen or portion thereof with an animated graphical user interface
    Patent number: D855067
    Type: Grant
    Filed: January 25, 2018
    Date of Patent: July 30, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Chelsea Helena Campbell, Christina Marie Cowdrey, Russell Alan MacKaron, Corinne Burrows Schuster, Luis Daniel Silva