Patents by Inventor Luis MARTINEZ-GUARNEROS

Luis MARTINEZ-GUARNEROS has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230090159
    Abstract: The present disclosure provides systems and methods for computerized methods and systems for processing transaction disputes and processing transactions associated with compromised accounts. According to one exemplary method, a server receives, from a user device, an instruction for disputing a transaction associated with a user account. The server can initiate, based on a record of the transaction, a dispute investigation, and issue provisional credit to the user account for the transaction. Based on a transaction history associated with the user account, the server can determine a plurality of expected transactions associated with the user account and cause the determined expected transactions to be displayed on the user device. After receiving a transaction authorization for at least one of the plurality of expected transactions, the server can process payments for the at least one of the plurality of expected transactions, and generate a notification indicating a status of the dispute investigation.
    Type: Application
    Filed: November 29, 2022
    Publication date: March 23, 2023
    Inventors: Luis MARTINEZ-GUARNEROS, Marc-Edwin Sebastian RIGAUD, Brian R. BEZANSON, William A. RICKARD, Timothy Bryan INNES, Tim Allen PRIEBE, Eric Vincent LITTLE
  • Patent number: 11544716
    Abstract: The present disclosure provides systems and methods for computerized methods and systems for processing transaction disputes and processing transactions associated with compromised accounts. According to one exemplary method, a server receives, from a user device, an instruction for disputing a transaction associated with a user account. The server can initiate, based on a record of the transaction, a dispute investigation, and issue provisional credit to the user account for the transaction. Based on a transaction history associated with the user account, the server can determine a plurality of expected transactions associated with the user account and cause the determined expected transactions to be displayed on the user device. After receiving a transaction authorization for at least one of the plurality of expected transactions, the server can process payments for the at least one of the plurality of expected transactions, and generate a notification indicating a status of the dispute investigation.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: January 3, 2023
    Assignee: Fidelity Information Services, LLC
    Inventors: Luis Martinez-Guarneros, Marc-Edwin Sebastian Rigaud, Brian R. Bezanson, William A. Rickard, Timothy Bryan Innes, Tim Allen Priebe, Eric Vincent Little
  • Publication number: 20210390545
    Abstract: The present disclosure provides systems and methods for computerized methods and systems for processing transaction disputes and processing transactions associated with compromised accounts. According to one exemplary method, a server receives, from a user device, an instruction for disputing a transaction associated with a user account. The server can initiate, based on a record of the transaction, a dispute investigation, and issue provisional credit to the user account for the transaction. Based on a transaction history associated with the user account, the server can determine a plurality of expected transactions associated with the user account and cause the determined expected transactions to be displayed on the user device. After receiving a transaction authorization for at least one of the plurality of expected transactions, the server can process payments for the at least one of the plurality of expected transactions, and generate a notification indicating a status of the dispute investigation.
    Type: Application
    Filed: June 11, 2020
    Publication date: December 16, 2021
    Inventors: Luis MARTINEZ-GUARNEROS, Marc-Edwin Sebastian RIGAUD, Brian R. BEZANSON, William A. RICKARD, Timothy Bryan INNES, Tim Allen PRIEBE, Eric Vincent LITTLE