Abstract: An anthropomorphic, artificial intelligence-based system and method to provide benefits products field underwriting and post-enrollment customer services through a cognitive virtual assistant. The system can contact to one or more third-party benefits provider systems to obtain coverage details, provider types and location details, and to modify member coverage types on behalf of the member. The system can contact third-party pharmacy systems to fill medical prescriptions. The system can contact third-party medical services for providing information directed to medical services.

Abstract: The present invention relates to supramolecular surfactants (SS) with detergent-dispersant of heavy organic compounds (deposits and/or organic scales) and corrosion inhibition properties, and methods for preparing these surfactants. The invention also relates to the corresponding uses and applications of these surfactants to prevent and control the formation of deposits in internal combustion machines, as well as to prevent and protect pipelines, tanks, motors and complements of ferrous materials against corrosion where there is contact with liquid hydrocarbons such as gasoline, turbosine, and diesel, where gasoline may contain oxygenated compounds such as ethers and/or alcohols. The supramolecular surfactants are obtained from the self-assembly process between oxazolidines derived from polyalkyl/polyalkenyl N-hydroxyalkyl succinimides with alkyl/alkenyl-amine-propanoic acids and alkyl/alkenyl-amine-di-propanoic acids.

Abstract: A performance internet marketing self-optimizing, anthropomorphic, artificial intelligence-based system and method to quote, compare and purchase products from a provider, including personal lines insurance, commercial lines insurance, property insurance and casualty insurance. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for improvement of the online advertising platform.

Abstract: An anthropomorphic, artificial intelligence-based system and method to provide benefits products field underwriting and post-enrollment customer services through a cognitive virtual assistant. The system can contact to one or more third-party benefits provider systems to obtain coverage details, provider types and location details, and to modify member coverage types on behalf of the member. The system can contact third-party pharmacy systems to fill medical prescriptions. The system can contact third-party medical services for providing information directed to medical services.

Abstract: An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.

Abstract: An anthropomorphic, artificial intelligence-based system and method to quote, compare, and purchase personal lines and commercial lines property and casualty insurance or benefits products and services and quoting, comparing, purchasing, or transferring residential services using a cognitive virtual assistant. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for optimization of the online advertising platform.

Abstract: A performance internet marketing self-optimizing, anthropomorphic, artificial intelligence-based system and method to quote, compare and purchase benefits products from a benefits provider. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for optimization of the online advertising platform.

Abstract: An anthropomorphic, artificial intelligence-based system and method to provide benefits products field underwriting and post-enrollment customer services through a cognitive virtual assistant. The system can contact to one or more third-party benefits provider systems to obtain coverage details, provider types and location details, and to modify member coverage types on behalf of the member. The system can contact third-party pharmacy systems to fill medical prescriptions. The system can contact third-party medical services for providing information directed to medical services.

Abstract: Random terpolymers are characterized for being tolerant to high concentrations of divalent ions, such as calcium, magnesium, strontium and barium, and that for their application in the reservoir or production rig, treated water, sea water and/or connate water can be used as means of transportation. Furthermore, the terpolymer also can be used to inhibit and disperse mineral scales presents in cooling system and boiler employed in the chemical and oil industry. Also, random terpolymers of the present invention have the characteristic of complying with environmental standards established internationally and are classified as particularly non-toxic, so it can be used in pipes and equipment of the petrochemical industry and with the use characteristic freshwater and seawater from offshore and onshore facilities.

Abstract: The present invention is related to the process of obtaining random terpolymers based on itaconic acid or its isomers, aconitic acid or their isomers and sodium alkenyl sulphonates, through a polymerization in aqueous solution, via free radicals at acid pH in the range of 1.0 to 3.5 and as initiator a redox system. The random terpolymers are characterized for being tolerant to high concentrations of divalent ions, such as calcium, magnesium, strontium and barium. Their use as inhibitors of mineral scale such as calcium carbonate, calcium sulphate, strontium and barium, and clay dispersing, iron oxides, carbonate and calcium sulfate allows for their application in the reservoir or production rig, treated water, sea water and/or connate water can be used as means of transportation. The terpolymer can be used to inhibit and disperse mineral scales present in cooling system and boiler employed in the chemical and oil industry, and is compliant with environmental standards established internationally.

Abstract: An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.

Abstract: The present invention is related to the obtaining and using of multifunctional foaming compositions with wettability modifying, corrosion inhibitory and inhibitory/dispersants mineral scale properties with high stability in environments of high temperature, high pressure and tolerance to high concentrations of divalent ions such as calcium, magnesium, strontium and barium. The multifunctional foaming compositions are obtained from the combination of supramolecular complexes resulting from interactions of alkyl amido propyl hydroxysultaines and/or alkyl amido propyl betaines and/or alkyl hydroxysultaines and/or alkyl betaines and anionic surfactant of type alkyl hydroxyl sodium sulfonate and alkenyl sulphonates of sodium, with cationic surfactants as tetra-alkyl ammonium halides and copolymers derivatives of itaconic acid/sodium vinyl sulfonate and/or terpolymers derived from itaconic acid/sodium vinyl sulphonate/aconitic acid.

Abstract: Random copolymers from itaconic acid and/or isomers and sodium alkenyl sulfonates are obtained by polymerization in an aqueous solution via free radicals at an acidic pH in the range from 1.0 to 3.5 and with a redox system as initiator were described. The copolymers can be used as calcium carbonate and calcium, strontium and barium sulfates mineral scale inhibitors and as dispersants of clays, iron oxides, calcium carbonate and strontium, barium and calcium sulfates. Random copolymers prevent and control damage in an oil reservoir, obstruction of water injection and crude oil production pipelines, and in production rigs due to mineral scale precipitation caused by high levels of salinity of the injection water and formation water. Random copolymers are tolerant to high concentrations of divalent ions, such as calcium, magnesium, strontium and barium, and can be added to the reservoir and to injection or production pipelines, treated water, sea water and water that is used as means of transportation.

Abstract: The present disclosure is related to obtaining and using sulfobetaine and hydroxysultaine-based geminal zwitterionic liquids as wettability modifiers for rocks such as limestone, dolomite, sandstone, quartz or heterogeneous lithologies, under the presence of brines having high content of divalent ions as calcium, magnesium, barium and strontium, at high temperature and high pressure conditions for enhanced oil recovery processes to increase the oil production. The geminal zwitterionic liquids of the present disclosure have also the property of acting as corrosion inhibitors of ferrous metals used in pipelines and equipment for crude oil extraction, production, transport and storage operations. A further advantage shown by zwitterionic liquids derived from their molecular structure is they can be dissolved in distilled water, brine, hydrocarbon solvents, aromatics and alcohols.

Abstract: The present invention is related with the obtaining process and use of branched germinal zwitterionic liquids based on either bis-N,N-dialkyl-N-polyether-betaine or bis-N,N-dialkenyl-N-polyether-betaine or bis-N,N-dicycloalkyl-N-polyether-betaine or bis-N,N-diaryl-N-polyether-betaine, to be applied as modifiers of the wettability of rocks such as limestone, dolomite, sandstone, quartz or heteregenous lithologies, under the presence of brines having high content of divalent ions such as calcium, magnesium, barium or strontium, under high temperature and high pressure within enhanced oil recovery processes in order to increase the oil production. The branched germinal zwitterionic liquids of the present invention have moreover the property to act as viscosity reducers of heavy oils having high content of polar fractions, both for extraction and production, and transport and storage operations, so allowing increase the production level of this oil type.

Abstract: An anthropomorphic, artificial intelligence-based system and method to provide benefits products field underwriting and post-enrollment customer services through a cognitive virtual assistant. The system can contact to one or more third-party benefits provider systems to obtain coverage details, provider types and location details, and to modify member coverage types on behalf of the member. The system can contact third-party pharmacy systems to fill medical prescriptions. The system can contact third-party medical services for providing information directed to medical services.

Abstract: An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.

Abstract: A performance internet marketing self-optimizing, anthropomorphic, artificial intelligence-based system and method to quote, compare and purchase benefits products from a benefits provider. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for optimization of the online advertising platform.

Abstract: An anthropomorphic, artificial intelligence-based system and method to quote, compare, and purchase personal lines and commercial lines property and casualty insurance or benefits products and services and quoting, comparing, purchasing, or transferring residential services using a cognitive virtual assistant. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for optimization of the online advertising platform.

Abstract: The present invention is related with the obtaining process and use of branched germinal zwitterionic liquids based on either bis-N,N-dialkyl-N-polyether-betaine or bis-N,N-dialkenyl-N-polyether-betaine or bis-N,N-dicycloalkyl-N-polyether-betaine or bis-N,N-diaryl-N-polyether-betaine, to be applied as modifiers of the wettability of rocks such as limestone, dolomite, sandstone, quartz or heteregenous lithologies, under the presence of brines having high content of divalent ions such as calcium, magnesium, barium or strontium, under high temperature and high pressure within enhanced oil recovery processes in order to increase the oil production. The branched germinal zwitterionic liquids of the present invention have moreover the property to act as viscosity reducers of heavy oils having high content of polar fractions, both for extraction and production, and transport and storage operations, so allowing increase the production level of this oil type.