Abstract: In embodiments of the present invention, systems are provided for handling a set of secure digital tokens, each of which uniquely represents a real-world object, including an interface configured to handle a unique identifier for a unique unit of a real-world object, the object having a set of real-world object attributes, a cryptographic token generation system that generates a unique digital token that has a set of digital attributes that correspond to the set of real-world object attributes, a cryptographic linking system configured to generate a cryptographically secure, one-to-at-least-one link between the unique digital token generated by the cryptographic token generation system and the unique identifier for the unique unit of the real-world object, and an analytics system configured to monitor, track, and report on a set of states, events, and activities of the unique digital token.

Abstract: Systems, methods, platforms, and devices that generate, store, transact, transfer, exchange, and/or otherwise process digital tokens are described. In embodiments, systems, methods, platforms, and devices obtain an identifier for an item that includes a set of item attributes, generate a digital token including a set of digital attributes that correspond to the set of item attributes, and cryptographically link the digital token to one or more units of the item. The digital token may be transferred, exchanged, redeemed, or otherwise transacted, which provides both the flexibility and convenience of virtual item transactions and the reliability and value of physical item transactions.

Abstract: According to embodiments of the present disclosure decentralized loan processes are disclosed. An example method includes receiving a request to initiate a loan process that indicates a collateral item. The method also includes generating a collateral token corresponding to the collateral item. The method further includes instantiating a loan process smart contract instance that is configured to manage a loan process in accordance with a loan process workflow, wherein the loan process smart contract instance that is configured to instantiate a loan smart contract receives a loan agreement notification indicating one or more loan term parameters of a loan that was agreed to by a lender and the borrower and to manage repayment of a loan based on the one or more loan term parameters. The collateral token is locked in an escrow account stored on a distributed ledger until the loan is fully repaid or in a default state.