Patents by Inventor Luke Giltner

Luke Giltner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11651426
    Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.
    Type: Grant
    Filed: August 16, 2021
    Date of Patent: May 16, 2023
    Assignee: Consumerlnfo.com, Inc.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: 11132742
    Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.
    Type: Grant
    Filed: November 13, 2017
    Date of Patent: September 28, 2021
    Assignee: Consumerlnfo.com, Inc.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: 10963959
    Abstract: A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.
    Type: Grant
    Filed: March 12, 2018
    Date of Patent: March 30, 2021
    Assignee: Consumerinfo. com, Inc.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Publication number: 20200380599
    Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.
    Type: Application
    Filed: April 17, 2020
    Publication date: December 3, 2020
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Publication number: 20180225756
    Abstract: A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.
    Type: Application
    Filed: March 12, 2018
    Publication date: August 9, 2018
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: 9916621
    Abstract: A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.
    Type: Grant
    Filed: March 12, 2013
    Date of Patent: March 13, 2018
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: 9830646
    Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.
    Type: Grant
    Filed: March 14, 2013
    Date of Patent: November 28, 2017
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: 9400589
    Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.
    Type: Grant
    Filed: March 12, 2013
    Date of Patent: July 26, 2016
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: 9058627
    Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.
    Type: Grant
    Filed: March 26, 2014
    Date of Patent: June 16, 2015
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
  • Patent number: D710867
    Type: Grant
    Filed: March 6, 2013
    Date of Patent: August 12, 2014
    Assignee: Consumerinfo.com, Inc.
    Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Geoffrey Nori, Chris Liao, Michelle Felice-Steele, Jeremy Wasser
  • Patent number: D717332
    Type: Grant
    Filed: March 6, 2013
    Date of Patent: November 11, 2014
    Assignee: Consumerinfo.com, Inc.
    Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Geoffrey Nori, Chris Liao, Michelle Felice-Steele, Jeremy Wasser
  • Patent number: D718327
    Type: Grant
    Filed: March 6, 2013
    Date of Patent: November 25, 2014
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Michelle Felice-Steele, Jeremy Wasser
  • Patent number: D725664
    Type: Grant
    Filed: March 6, 2013
    Date of Patent: March 31, 2015
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Geoffrey Nori, Chris Liao, Michelle Felice-Steele, Jeremy Wasser
  • Patent number: D753155
    Type: Grant
    Filed: March 6, 2013
    Date of Patent: April 5, 2016
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Melinda Nies, Luke Giltner