Patents by Inventor Luke Giltner
Luke Giltner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12020322Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.Type: GrantFiled: April 6, 2023Date of Patent: June 25, 2024Assignee: ConsumerInfo.com, Inc.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 11651426Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.Type: GrantFiled: August 16, 2021Date of Patent: May 16, 2023Assignee: Consumerlnfo.com, Inc.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 11132742Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.Type: GrantFiled: November 13, 2017Date of Patent: September 28, 2021Assignee: Consumerlnfo.com, Inc.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 10963959Abstract: A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.Type: GrantFiled: March 12, 2018Date of Patent: March 30, 2021Assignee: Consumerinfo. com, Inc.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Publication number: 20200380599Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.Type: ApplicationFiled: April 17, 2020Publication date: December 3, 2020Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Publication number: 20180225756Abstract: A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.Type: ApplicationFiled: March 12, 2018Publication date: August 9, 2018Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 9916621Abstract: A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.Type: GrantFiled: March 12, 2013Date of Patent: March 13, 2018Assignee: CONSUMERINFO.COM, INC.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 9830646Abstract: Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.Type: GrantFiled: March 14, 2013Date of Patent: November 28, 2017Assignee: CONSUMERINFO.COM, INC.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 9400589Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.Type: GrantFiled: March 12, 2013Date of Patent: July 26, 2016Assignee: CONSUMERINFO.COM, INC.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: 9058627Abstract: A credit score user interface that may comprise a circular visual interface to view a consumer's credit information is disclosed herein. Sections of the circular visual interface may correspond to credit categories, where each section is sized according to the impact of the associated credit category on the consumer's credit score. One of the category sections may be selected, and credit information about a specific consumer that is related to that section may be displayed. The selected credit category may change based on touch input. A change in selection may cause new credit information related to the newly selected credit category to be displayed about the specific consumer.Type: GrantFiled: March 26, 2014Date of Patent: June 16, 2015Assignee: ConsumerInfo.com, Inc.Inventors: Jeremy Wasser, Michelle Felice-Steele, Melinda Nies, Luke Giltner
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Patent number: D710867Type: GrantFiled: March 6, 2013Date of Patent: August 12, 2014Assignee: Consumerinfo.com, Inc.Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Geoffrey Nori, Chris Liao, Michelle Felice-Steele, Jeremy Wasser
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Patent number: D717332Type: GrantFiled: March 6, 2013Date of Patent: November 11, 2014Assignee: Consumerinfo.com, Inc.Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Geoffrey Nori, Chris Liao, Michelle Felice-Steele, Jeremy Wasser
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Patent number: D718327Type: GrantFiled: March 6, 2013Date of Patent: November 25, 2014Assignee: ConsumerInfo.com, Inc.Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Michelle Felice-Steele, Jeremy Wasser
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Patent number: D725664Type: GrantFiled: March 6, 2013Date of Patent: March 31, 2015Assignee: ConsumerInfo.com, Inc.Inventors: Melinda Nies, Luke Giltner, Shannon Thornburg, Geoffrey Nori, Chris Liao, Michelle Felice-Steele, Jeremy Wasser
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Patent number: D753155Type: GrantFiled: March 6, 2013Date of Patent: April 5, 2016Assignee: ConsumerInfo.com, Inc.Inventors: Melinda Nies, Luke Giltner