Abstract: A system and method that routes charges accrued during a hotel stay to folios associated with the stay. The system receives one or more folio routing rules to be applied to a stay, each of which includes a destination folio associated with the stay and criteria for when the rule applies. As charges are accrued, each of the charges are processed by the system by evaluating the charge against the stay's associated folio routing rules. Based on the evaluation, each accrued charge is routed to a folio. Folios, including a listing of routed charges, may then be displayed to users of the system, such as hotel guests and hotel staff. Different folios may present different amounts of information to different types of users. Folios are settled by applying one or more specified payment instruments to the routed charges.