Patents by Inventor Luther Townsend

Luther Townsend has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • DATA AGGREGATION FOR PROCESSING AND ANALYZING 529 PLAN DATA
    Publication number: 20170103464
    Abstract: Enhanced tools and techniques are provided for collecting, processing, and analyzing 529 plan data. In one embodiment, the process includes a computer-based method for identifying related 529 plan accounts from a plurality of 529 plan accounts, including identifying 529 plan accounts having a common beneficiary or identifying 529 plan accounts having a common owner/beneficiary combination; and, aggregating the information for related 529 plan accounts in a computer implemented aggregation database.
    Type: Application
    Filed: October 18, 2016
    Publication date: April 13, 2017
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • DATA AGGREGATION FOR PROCESSING AND ANALYZING 529 PLAN DATA
    Publication number: 20150187010
    Abstract: Enhanced tools and techniques are provided for collecting, processing, and analyzing 529 plan data. In one embodiment, the process includes a computer-based method for identifying related 529 plan accounts from a plurality of 529 plan accounts, including identifying 529 plan accounts having a common beneficiary or identifying 529 plan accounts having a common owner/beneficiary combination; and, aggregating the information for related 529 plan accounts in a computer implemented aggregation database.
    Type: Application
    Filed: March 13, 2015
    Publication date: July 2, 2015
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • SYSTEMS AND METHODS FOR DETERMINING AN EARNINGS PORTION OF A DISTRIBUTION FROM A 529 PLAN
    Publication number: 20150187009
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Application
    Filed: September 22, 2014
    Publication date: July 2, 2015
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • SYSTEMS AND METHODS FOR DETERMINING AN EARNINGS PORTION OF A DISTRIBUTION FROM A 529 PLAN
    Publication number: 20140067720
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Application
    Filed: November 11, 2013
    Publication date: March 6, 2014
    Applicant: BNY Mellon Distributors Holdings Inc.
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • Systems and methods for determining an earnings portion of a distribution from a 529 plan
    Patent number: 8583532
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Grant
    Filed: January 11, 2012
    Date of Patent: November 12, 2013
    Assignee: BNY Mellon Distributors Holdings Inc.
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • SYSTEMS AND METHODS FOR DETERMINING AN EARNINGS PORTION OF A DISTRIBUTION FROM A 529 PLAN
    Publication number: 20120185411
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Application
    Filed: January 11, 2012
    Publication date: July 19, 2012
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • SYSTEMS AND METHODS FOR DETERMINING AN EARNINGS PORTION OF A DISTRIBUTION FROM A 529 PLAN
    Publication number: 20110119205
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Application
    Filed: January 24, 2011
    Publication date: May 19, 2011
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • Systems and methods for determining an earnings portion of a distribution from a 529 plan
    Patent number: 7877310
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Grant
    Filed: June 9, 2010
    Date of Patent: January 25, 2011
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • Systems and methods for determining an earnings portion of a distribution from a 529 plan
    Patent number: 7756771
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Grant
    Filed: February 26, 2007
    Date of Patent: July 13, 2010
    Assignee: The PNC Financial Services Group, Inc.
    Inventors: Alexandra S. Sanders, David M. Gauntt, Sara Geraghty, Bryan E. Anderson, Timothy B. Calderara, Erica Kuharich, Mohan N. Pandhare, Luther Townsend
  • Systems and methods for determining an earnings portion of a distribution from a 529 plan
    Publication number: 20080005004
    Abstract: A method for determining an earnings portion of a distribution from a 529 plan. The method includes receiving information associated with a plurality of 529 plan accounts, identifying related 529 plan accounts, aggregating the information for related 529 plan accounts, and determining an earnings portion of a distribution from at least one of the 529 plan accounts.
    Type: Application
    Filed: February 26, 2007
    Publication date: January 3, 2008
    Inventors: Alexandra Sanders, David Gauntt, Sara Geraghty, Bryan Anderson, Timothy Calderara, Erica Kuharich, Mohan Pandhare, Luther Townsend