Patents by Inventor Lutika GULATI

Lutika GULATI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR USER AUTHORIZATION AND ACCESS TO SERVICES USING CONTACTLESS CARDS
    Publication number: 20240354754
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: March 15, 2024
    Publication date: October 24, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kaitlin NEWMAN, Colin HART, Jeffrey RULE, Lara MOSSLER, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ, Charles Nathan CRANK, Melissa HENG, Kevin OSBORN, Kimberly HAYNES, Andrew COGSWELL, Lutika GULATI, Sarah Jane CUNNINGHAM, James ASHFIELD
  • SYSTEMS AND METHODS FOR USER AUTHORIZATION AND ACCESS TO SERVICES USING CONTACTLESS CARDS
    Publication number: 20220036349
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: October 14, 2021
    Publication date: February 3, 2022
    Inventors: Kaitlin NEWMAN, Colin HART, Jeffrey RULE, Lara MOSSLER, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ, Charles Nathan CRANK, Melissa HENG, Kevin OSBORN, Kimberly HAYNES, Andrew COGSWELL, Lutika GULATI, Sarah Jane CUNNINGHAM, James ASHFIELD