Patents by Inventor Lydia Grace CERVINI

Lydia Grace CERVINI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240095071
    Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to obtain an indication of scheduled access to a first node class of a shared resource; determine that a second node class of the shared resource is available; and schedule access to the second node class of the shared resource in place of the scheduled access to the first node class of the shared resource.
    Type: Application
    Filed: September 16, 2022
    Publication date: March 21, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: Danielle Jacqueline NELLICH, Lydia Grace CERVINI, Antonio Katipunan MARASIGAN
  • Publication number: 20230289792
    Abstract: A system and method are provided for authorizing temporary use of accounts. The method is executed by a system and includes detecting that an account holder has selected a payment card to be shared with a recipient, the payment card being associated with an account. The method also includes determining a spending limit for the payment card by the recipient that has been set by the account holder and generating a pending transaction for the payment card with an amount corresponding to the spending limit and against which purchases made by the recipient are deducted. The method also includes providing the recipient with an electronic mechanism to add a temporary payment card to an application on a mobile device associated with the recipient, the temporary payment card being linked to the account to have purchases made using the temporary payment card be applied to that account.
    Type: Application
    Filed: January 25, 2022
    Publication date: September 14, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Dinshaw BHARUCHA, Maja BUKOROVIC, Lydia Grace CERVINI