Patents by Inventor Lynn Blagg

Lynn Blagg has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8015085
    Abstract: A system is described allowing the transfer of funds, for example, from an employer to a third-party intermediary which can distribute the funds via a payroll card to an employee. The system allows a portion of the population such as that which does not use traditional bank accounts to receive funds via a payroll card at a variety of locations without the necessity of visiting the bank location of the employer to cash a check. Other embodiments of the invention allow funds to be distributed from a first party to a second party via an intermediary party.
    Type: Grant
    Filed: November 11, 2004
    Date of Patent: September 6, 2011
    Assignees: First Data Corporation, The Western Union Company
    Inventors: Lynn Blagg, Michael F. Rodin
  • Publication number: 20080097856
    Abstract: Among other things, the present invention provides systems and methods for fulfilling reward redemptions. In some cases, the systems and methods receive redemption requests associated with an account. The redemption request can be satisfied from a reward associated with the account, or by accessing a reward associated with another account. Redeeming a reward from another account can involve transferring value from one account to another, or grouping the related accounts and allowing members of the group to perform the settlement function. Various of the systems and method further provide for performing automatic reward redemptions, either by an entity maintaining the account to which the reward is associated, or through use of a fulfillment entity.
    Type: Application
    Filed: December 13, 2007
    Publication date: April 24, 2008
    Applicant: First Data Corporation
    Inventors: Lynn Blagg, Carol Lindsay
  • Publication number: 20080091582
    Abstract: Among other things, the present invention provides systems and methods for fulfilling reward redemptions. In some cases, the systems and methods receive redemption requests associated with an account. The redemption request can be satisfied from a reward associated with the account, or by accessing a reward associated with another account. Redeeming a reward from another account can involve transferring value from one account to another, or grouping the related accounts and allowing members of the group to perform the settlement function. Various of the systems and method further provide for performing automatic reward redemptions, either by an entity maintaining the account to which the reward is associated, or through use of a fulfillment entity.
    Type: Application
    Filed: December 13, 2007
    Publication date: April 17, 2008
    Applicant: First Data Corporation
    Inventors: Lynn Blagg, Carol Lindsay
  • Publication number: 20080091540
    Abstract: Among other things, the present invention provides systems and methods for fulfilling reward redemptions. In some cases, the systems and methods receive redemption requests associated with an account. The redemption request can be satisfied from a reward associated with the account, or by accessing a reward associated with another account. Redeeming a reward from another account can involve transferring value from one account to another, or grouping the related accounts and allowing members of the group to perform the settlement function. Various of the systems and method further provide for performing automatic reward redemptions, either by an entity maintaining the account to which the reward is associated, or through use of a fulfillment entity.
    Type: Application
    Filed: December 13, 2007
    Publication date: April 17, 2008
    Applicant: First Data Corporation
    Inventors: Lynn Blagg, Carol Lindsay
  • Publication number: 20080052244
    Abstract: An automated system for the confirmed efficient authentication of an anonymous subscriber's profile data. The system is comprised of software/hardware interface to facilitate centralized access and exchange to easily and inexpensively allow the confirmed authentication of subscriber profiles of customers wishing to blind their transactions, while maintaining current services. In one aspect the system allows a subscriber to anonymously accomplish credit card transactions without associating any aspect of the transaction with any information associated with the true identity of the subscriber.
    Type: Application
    Filed: August 15, 2007
    Publication date: February 28, 2008
    Applicant: FIRST DATA CORPORATION
    Inventors: Henry TSUEI, Stephen WELLS, Lynn BLAGG, Peter BARTON, Laura Barton
  • Publication number: 20070203795
    Abstract: The present invention is directed to a method for linking accounts corresponding to different products together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. The method links the accounts into a group by linking a financial record for each account to group master data for the group. The group master data includes information about the group, including group control settings, aggregate data, and a group identifier. A group typically includes a key account and one or more dependent accounts. The relationship between a dependent account and the group is specified by a dependent strategy. A dependent strategy specifies group level processing options for the account. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders.
    Type: Application
    Filed: May 1, 2007
    Publication date: August 30, 2007
    Applicant: First Data Corporation
    Inventor: Lynn Blagg
  • Publication number: 20070055628
    Abstract: Linking accounts corresponding to different products together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. The method links the accounts into a group by linking a financial record for each account to group master data for the group. The group master data includes information about the group, including group parameters and a group identifier. A group typically includes a key account and one or more dependent accounts. The relationship between a dependent account and the group is specified by a dependent strategy. A dependent strategy specifies group level processing options for the account. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders.
    Type: Application
    Filed: September 19, 2006
    Publication date: March 8, 2007
    Applicant: First Data Corporation
    Inventors: Lynn Blagg, Eugene Kathol, Gretchen Donlin, Michael Grear
  • Publication number: 20060036543
    Abstract: Linking accounts corresponding to different products together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. The method links the accounts into a group by linking a financial record for each account to group master data for the group. The group master data includes information about the group, including group parameters and a group identifier. A group typically includes a key account and one or more dependent accounts. The relationship between a dependent account and the group is specified by a dependent strategy. A dependent strategy specifies group level processing options for the account. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders.
    Type: Application
    Filed: July 21, 2005
    Publication date: February 16, 2006
    Applicant: First Data Corporation
    Inventors: Lynn Blagg, Eugene Kathol, Gretchen Donlin, Michael Grear
  • Publication number: 20050278426
    Abstract: Embodiments of the invention provide systems and methods for merging and/or consolidating a plurality of communications. In some cases, the plurality of communications may be included in a single communication medium, which can be, merely by way of example, a postal mailing (e.g., a letter, etc.), an electronic message, a facsimile message, a short messaging service (SMS) message, a pager message, a web page, a telephone call to a recipient of the communications, a telephone call from a recipient of the communications, and/or the like. In some cases, one or more of the plurality of communications may relate to an account held by the recipient of the message with the sender of the message, while in other cases, certain of the plurality of communications may relate to one or more additional accounts with the sender. These additional accounts may be held by the recipient and/or by associates of the recipient, such as family members, employees, and/or the like.
    Type: Application
    Filed: June 15, 2004
    Publication date: December 15, 2005
    Applicant: First Data Corporation
    Inventor: Lynn Blagg
  • Publication number: 20050177496
    Abstract: A system is described allowing the transfer of funds, for example, from an employer to a third-party intermediary which can distribute the funds via a payroll card to an employee. The system allows a portion of the population such as that which does not use traditional bank accounts to receive funds via a payroll card at a variety of locations without the necessity of visiting the bank location of the employer to cash a check. Other embodiments of the invention allow funds to be distributed from a first party to a second party via an intermediary party.
    Type: Application
    Filed: November 11, 2004
    Publication date: August 11, 2005
    Applicant: First Data Corporation
    Inventors: Lynn Blagg, Michael Rodin