Abstract: Multimodal techniques are described for classifying start pages and document types of an unstructured document image package. To that end, some implementations of the disclosure relate to a method, including: obtaining a document image file including multiple pages and multiple document types; generating, for each page of the multiple pages, using multiple independent trained models, multiple independent predictions, each of the multiple independent predictions indicating: whether or not the page is a first page of a document, or a document type of the multiple document types that the page corresponds to; and generating, for each page of the multiple pages, based on the multiple independent predictions, using a neural network, a final prediction output indicating whether or not the page is the first page of a document, or one of the multiple document types that the page corresponds to.

Abstract: The healthcare prepaid payment platform apparatuses, methods and systems (hereinafter “HPP-Platform”) transforms patient insurance information, and healthcare procedure schedule information inputs via HPP-Platform components into medical claim settlement outputs. In one embodiment, a healthcare insurance pre-authorization request including healthcare procedure schedule information and user insurance information; receiving an indication of insurance approval of an insured amount from an insurance provider; loading an insurance approved amount into a prepaid account of the user prior to the healthcare procedure; receiving a payment request using the loaded prepaid account towards a medical bill after the healthcare procedure is performed; transferring the loaded insurance approved amount in the prepaid account to a healthcare provider in response to the payment request; and generating a transaction record including the pre-approved amount and the transferred amount.