Abstract: A service provider may receive item price information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of items offered by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a price recommendation or other pricing information for a particular item offered by a particular merchant. A merchant device of the particular merchant may present the pricing information in a user interface that enables the merchant to view projected sales at various different price points. Further, the merchant may be able to specify one or more factors used for determining the recommend price, such as a desired business model, a desired clientele, a desired profit margin, or the like.

Abstract: Transaction modification based on modeled profiles is described. In an example, transaction data can be received from merchant computing devices associated with merchants associated with a payment processing system. A model can be trained to generate profiles using, as training data, one or more of merchant data, buyer data, or the transaction data. Upon receiving an indication of a particular transaction between a buyer and a merchant, it can be determined that a characteristic of the transaction corresponds to a profile of the generated profiles. Based on the determination that the characteristic corresponds to the profile and the transaction data, a recommendation can be generated for a modification of the transaction to add an item or replace an item.

Abstract: Transaction modification based on modeled profiles is described. In an example, transaction data can be received by a payment processing system. The payment processing system can generate, using a trained model, profiles. Based at least in part on (i) receiving an indication that a buyer and a merchant are engaged in, or likely to be engaged in, a transaction and (ii) determining that a characteristic of the transaction corresponds to a profile, generating a communication to enable the buyer or the merchant to modify the transaction in association with processing of the transaction.

Abstract: A service provider may receive item price information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of items offered by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a price recommendation or other pricing information for a particular item offered by a particular merchant. A merchant device of the particular merchant may present the pricing information in a user interface that enables the merchant to view projected sales at various different price points. Further, the merchant may be able to specify one or more factors used for determining the recommend price, such as a desired business model, a desired clientele, a desired profit margin, or the like.

Abstract: A service provider may receive item price information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of items offered by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a price recommendation or other pricing information for a particular item offered by a particular merchant. A merchant device of the particular merchant may present the pricing information in a user interface that enables the merchant to view projected sales at various different price points. Further, the merchant may be able to specify one or more factors used for determining the recommend price, such as a desired business model, a desired clientele, a desired profit margin, or the like.

Abstract: Systems and methods are provided for receiving from a first computing device associated with a first user, a request to register a group trip comprising at least one trip item, the request including parameters for the group trip, and receiving authorization from a second computing device associated with a second user to be included in the group trip. The systems and method further providing for receiving from the first computing device, a request to book a trip item for the group trip, approving the request to book the trip item for the group trip based on determining that the trip item meets the parameters for the group trip, and automatically charging a payment device associated with the first user and a payment device associated with the second user according to the parameters related to the group trip.

Abstract: Systems and methods are provided for receiving from a first computing device associated with a first user, a request to register a group trip comprising at least one trip item, the request including parameters for the group trip, and receiving authorization from a second computing device associated with a second user to be included in the group trip. The systems and method further providing for receiving from the first computing device, a request to book a trip item for the group trip, approving the request to book the trip item for the group trip based on determining that the trip item meets the parameters for the group trip, and automatically charging a payment device associated with the first user and a payment device associated with the second user according to the parameters related to the group trip.

Abstract: Transaction modification based on modeled profiles is described. In an example, transaction data can be received by a payment processing system. The payment processing system can generate, using a trained model, profiles. Based at least in part on (i) receiving an indication that a buyer and a merchant are engaged in, or likely to be engaged in, a transaction and (ii) determining that a characteristic of the transaction corresponds to a profile, generating a communication to enable the buyer or the merchant to modify the transaction in association with processing of the transaction.

Abstract: Buyer profile management is described herein. In an example, a payment processing service can store, in a database, buyer profiles associated with buyers involved in transactions with one or more merchants of the payment processing service. The payment processing service can receive transaction data associated with a new transaction between a buyer and a merchant and can determine whether the transaction data corresponds to any of the buyer profiles. Based at least in part on determining that the transaction data corresponds to one of the buyer profiles, the payment processing service can update the database storing the buyer profiles, wherein updating the database comprises merging two or more buyer profiles. A recommendation can be made based on the merged buyer profile prior to completion of the new transaction.

Abstract: A service provider may receive item price information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of items offered by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a price recommendation or other pricing information for a particular item offered by a particular merchant. A merchant device of the particular merchant may present the pricing information in a user interface that enables the merchant to view projected sales at various different price points. Further, the merchant may be able to specify one or more factors used for determining the recommend price, such as a desired business model, a desired clientele, a desired profit margin, or the like.

Abstract: Buyer profile management is described herein. In an example, a payment processing service can store, in a database, buyer profiles associated with buyers involved in point-of-sale (POS) transactions with one or more merchants of the payment processing service. The payment processing service can receive transaction data associated with a new POS transaction between a buyer and a merchant and can determine whether the transaction data corresponds to any of the buyer profiles. Based at least in part on determining whether the transaction data corresponds to any of the buyer profiles, the payment processing service can update the database storing the buyer profiles, wherein updating the database comprises (i) associating the transaction data with an existing buyer profile, (ii) merging two or more buyer profiles, or (iii) adding a new buyer profile.

Abstract: A service provider may receive item price information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of items offered by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a price recommendation or other pricing information for a particular item offered by a particular merchant. A merchant device of the particular merchant may present the pricing information in a user interface that enables the merchant to view projected sales at various different price points. Further, the merchant may be able to specify one or more factors used for determining the recommend price, such as a desired business model, a desired clientele, a desired profit margin, or the like.

Abstract: Techniques for providing items recommendations based on a state of a merchant device are described. For example, a determination of whether or not a merchant device is in an online mode or an offline mode may be made. When it is determined that the merchant device is in the online mode, a recommendation that is received for the current transaction may be presented. When it is determined that the merchant device is in the offline mode, a recommendation that is previously received may be presented. In other examples, other types of recommendations may be presented.

Abstract: Systems and methods are provided for analyzing a cancellation policy for a trip item to determine payment parameters set for the trip item, and for each of a plurality of predetermined number of installment payments, calculating a payment period for each payment parameter set for the trip item based on a time period before payment is due to meet each payment parameter and the predetermined number of installments. The systems and methods further provide for selecting a number of predetermined installment payments of the plurality of predetermined number of installment payments that comprises an optimal payment period between a final installment payment and the start date of the trip item, generating an installment plan based on the selected number of predetermined installment payments, the installment plan comprising a date and amount for each installment payment, and causing the installment plan to be presented via the computing device.

Abstract: Systems and methods are provided for receiving from a first computing device associated with a first user, a request to register a group trip comprising at least one trip item, the request including parameters for the group trip, and receiving authorization from a second computing device associated with a second user to be included in the group trip. The systems and method further providing for receiving from the first computing device, a request to book a trip item for the group trip, approving the request to book the trip item for the group trip based on determining that the trip item meets the parameters for the group trip, and automatically charging a payment device associated with the first user and a payment device associated with the second user according to the parameters related to the group trip.

Abstract: A service provider may receive transaction information from a plurality of merchant devices for a plurality of point of sale transactions conducted between buyers and merchants. The service provider can associate the transaction information with respective buyer profiles of a plurality of buyer profiles. In some examples, the service provider may determine a subset of the buyer profiles based on at least a portion of the buyer profiles in the subset including transaction information that is related to a particular one of the merchants. The service provider may further determine at least one characteristic associated with at least some of the buyer profiles in the subset, and may send a recommendation to the particular merchant related to the at least one characteristic. As an example, the recommendation may be for improving or optimizing the business of the particular merchant.

Abstract: Techniques for providing items recommendations based on a state of a merchant device are described. For example, a determination of whether or not a merchant device is in an online mode or an offline mode may be made. When it is determined that the merchant device is in the online mode, a recommendation that is received for the current transaction may be presented. When it is determined that the merchant device is in the offline mode, a recommendation that is previously received may be presented. In other examples, other types of recommendations may be presented.

Abstract: A service provider may receive transaction information from a plurality of merchant devices for a plurality of point of sale (POS) transactions conducted between buyers and merchants. The service provider associates the transaction information with respective buyer profiles. The service provider may subsequently receive an indication of a first item selected by a particular buyer for a current POS transaction being conducted with a particular merchant. The service provider may determine a particular buyer profile to associate with the current transaction. Based at least in part on the particular buyer profile or the other buyer profiles, the service provider may determine a second item that has been purchased frequently together with the first item. The service provider sends a communication to the particular merchant to indicate that the particular merchant may wish to offer the second item to the particular buyer for inclusion in the current transaction.