Patents by Inventor Makiko Taniguchi
Makiko Taniguchi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11972459Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: GrantFiled: March 15, 2021Date of Patent: April 30, 2024Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski, Makiko Taniguchi
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Publication number: 20230274120Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: May 9, 2023Publication date: August 31, 2023Applicant: Capital One Services, LLCInventors: Matthew STERN, Makiko TANIGUCHI, Dan MAKOSKI, Lin YANG, Carl CEPRESS, Austin ANDERSON, Jason DEPERRO, Elwin Ching Yee ONG
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Patent number: 11687758Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: June 27, 2022Date of Patent: June 27, 2023Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Publication number: 20220327346Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: June 27, 2022Publication date: October 13, 2022Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 11403504Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: December 31, 2020Date of Patent: August 2, 2022Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Publication number: 20210201362Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: ApplicationFiled: March 15, 2021Publication date: July 1, 2021Applicant: Capital One Services, LLCInventors: Matthew STERN, Jason DEPERRO, Dan MAKOSKI, Makiko TANIGUCHI
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Publication number: 20210125020Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: December 31, 2020Publication date: April 29, 2021Applicant: Capital One Services, LLC.Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 10949835Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: GrantFiled: May 29, 2020Date of Patent: March 16, 2021Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Patent number: 10949890Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: GrantFiled: February 20, 2018Date of Patent: March 16, 2021Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski, Makiko Taniguchi
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Patent number: 10896362Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: March 31, 2020Date of Patent: January 19, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 10783582Abstract: In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.Type: GrantFiled: December 18, 2015Date of Patent: September 22, 2020Assignee: Capital One Services, LLCInventors: Jason Deperro, Matthew Stern, Daniel Makoski, Makiko Taniguchi, Austin Anderson, Carl Cepress
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Publication number: 20200294030Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: ApplicationFiled: May 29, 2020Publication date: September 17, 2020Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Patent number: 10748191Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.Type: GrantFiled: December 17, 2015Date of Patent: August 18, 2020Assignee: Capital One Services, LLCInventors: Matthew Stern, Jason Deperro, Dan Makoski, Makiko Taniguchi
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Publication number: 20200226441Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: ApplicationFiled: March 31, 2020Publication date: July 16, 2020Applicant: Capital One Services, LLC.Inventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 10706409Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: GrantFiled: February 6, 2020Date of Patent: July 7, 2020Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Publication number: 20200175499Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: ApplicationFiled: February 6, 2020Publication date: June 4, 2020Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Patent number: 10664480Abstract: A system and method for tagging and integrating event data into operational data with the aid of a digital computer is provided. A plurality of categories of tags are maintained, each of the categories comprising a plurality of tags. A note comprising data about an event from a user is received. One or more of the tags are assigned to the note based on the user and the data. One or more of the tags is received from the user and the note is tagged with the received tags. Operational data comprising workflow data of an objective nature is defined. The note is integrated into the workflow data using the received tags, the assigned tags, and the categories of the received tags and the assigned tags. The workflow data with the integrated note is displayed on a display.Type: GrantFiled: July 2, 2018Date of Patent: May 26, 2020Assignee: CONDUENT BUSINESS SERVICES, LLCInventors: Mark Jeffrey Stefik, Craig Eldershaw, Lu Jia, Pai Liu, Makiko Taniguchi, Sureyya Tarkan, Francisco Eduardo Torres, Edward Wu, Peter Jarvis
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Patent number: 10650298Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.Type: GrantFiled: July 18, 2019Date of Patent: May 12, 2020Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro, Elwin Ching Yee Ong
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Patent number: 10600048Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: GrantFiled: August 30, 2019Date of Patent: March 24, 2020Assignee: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro
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Publication number: 20190385150Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.Type: ApplicationFiled: August 30, 2019Publication date: December 19, 2019Applicant: Capital One Services, LLCInventors: Matthew Stern, Makiko Taniguchi, Dan Makoski, Lin Yang, Carl Cepress, Austin Anderson, Jason Deperro