Patents by Inventor Malcolm Dinyar JUSSAWALLA

Malcolm Dinyar JUSSAWALLA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for performing an operation
    Patent number: 12008541
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to perform an operation from a user; determine that the user does not have a persistent account; and when it is determined that the user does not have a persistent account: obtain, via the communications module and from a digital identity network, a signal including verified identity data of the user; generate a temporary data record and associate the temporary data record with the verified identity data of the user; receive a value transfer based on the requested operation and store the received value in the temporary data record; and perform the operation using the stored value in the temporary data record.
    Type: Grant
    Filed: December 7, 2022
    Date of Patent: June 11, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Robert Kyle Miller, Kevin Wayne Faragher, Malcolm Dinyar Jussawalla, Tomasz Pawelkiewicz, Karandeep Puri
  • Method and system for performing an operation
    Patent number: 11645641
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to perform an operation from a user; determine that the user does not have a persistent account; and when it is determined that the user does not have a persistent account: obtain, via the communications module and from a digital identity network, a signal including verified identity data of the user; generate a temporary data record and associate the temporary data record with the verified identity data of the user; receive a value transfer based on the requested operation and store the received value in the temporary data record; and perform the operation using the stored value in the temporary data record.
    Type: Grant
    Filed: October 15, 2020
    Date of Patent: May 9, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Robert Kyle Miller, Kevin Wayne Faragher, Malcolm Dinyar Jussawalla, Tomasz Pawelkiewicz, Karandeep Puri
  • METHOD AND SYSTEM FOR PERFORMING AN OPERATION
    Publication number: 20230099155
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to perform an operation from a user; determine that the user does not have a persistent account; and when it is determined that the user does not have a persistent account: obtain, via the communications module and from a digital identity network, a signal including verified identity data of the user; generate a temporary data record and associate the temporary data record with the verified identity data of the user; receive a value transfer based on the requested operation and store the received value in the temporary data record; and perform the operation using the stored value in the temporary data record.
    Type: Application
    Filed: December 7, 2022
    Publication date: March 30, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Robert Kyle MILLER, Kevin Wayne FARAGHER, Malcolm Dinyar JUSSAWALLA, Tomasz PAWELKIEWICZ, Karandeep PURI
  • METHOD AND SYSTEM FOR PERFORMING AN OPERATION
    Publication number: 20220122053
    Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal representing a request to perform an operation from a user; determine that the user does not have a persistent account; and when it is determined that the user does not have a persistent account: obtain, via the communications module and from a digital identity network, a signal including verified identity data of the user; generate a temporary data record and associate the temporary data record with the verified identity data of the user; receive a value transfer based on the requested operation and store the received value in the temporary data record; and perform the operation using the stored value in the temporary data record.
    Type: Application
    Filed: October 15, 2020
    Publication date: April 21, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Robert Kyle MILLER, Kevin Wayne FARAGHER, Malcolm Dinyar JUSSAWALLA, Tomasz PAWELKIEWICZ, Karandeep PURI