Patents by Inventor Malcolm R. Fowler

Malcolm R. Fowler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20110202402
    Abstract: The present invention relates to real-time, automated marketing programs implementing one or more program rules matrix modules that calculate benefits to customers based on one or more customer identifier(s), one or more merchant identifier(s) and one or more customer behavior(s). In one embodiment, program rules matrix modules implement Points Multiplier Program(s) that award benefits in an accelerated fashion, based upon one or more qualifying customer identifier(s), merchant identifier(s), and customer behavior(s). Marketing programs are implemented using a host controller that communicates with a plurality of remote transaction systems to provide real-time, individualized, automated awards and sophisticated multi-variable analysis of transaction data. Another aspect of the present invention relates to systems and methods implementing a plurality of marketing programs, offered by a plurality of merchants or merchant groups, upon presentation of a qualifying identifier, such as a (single) transaction card.
    Type: Application
    Filed: April 25, 2011
    Publication date: August 18, 2011
    Applicant: MONERIS SOLUTIONS CORPORATION
    Inventors: Malcolm R. Fowler, Robert E. Tucker, Michael A. Lukas
  • Patent number: 7953630
    Abstract: The present invention relates to real-time, automated marketing programs implementing one or more program rules matrix modules that calculate benefits to customers based on one or more customer identifier(s), one or more merchant identifier(s) and one or more customer behavior(s). In one embodiment, program rules matrix modules implement Points Multiplier Program(s) that award benefits in an accelerated fashion, based upon one or more qualifying customer identifier(s), merchant identifier(s), and customer behavior(s). Marketing programs are implemented using a host controller that communicates with a plurality of remote transaction systems to provide real-time, individualized, automated awards and sophisticated multi-variable analysis of transaction data. Another aspect of the present invention relates to systems and methods implementing a plurality of marketing programs, offered by a plurality of merchants or merchant groups, upon presentation of a qualifying identifier, such as a (single) transaction card.
    Type: Grant
    Filed: August 22, 2001
    Date of Patent: May 31, 2011
    Assignee: Moneris Solutions Corporation
    Inventors: Malcolm R. Fowler, Robert E. Tucker, Michael A. Lukas
  • Publication number: 20020121184
    Abstract: An automatic bullet feeding mechanism for feeding one bullet at a time into a cartridge casing. The bullet feeding mechanism includes a drop tube that is moveably mounted within an outer sleeve. A pair of cooperating catches are operative to engage and hold a stack of bullets within the drop tube and to release one bullet at a time, the released bullet dropping down into the underlying cartridge casing. To actuate the pair of cooperating catches, the cartridge casing to be filled is moved into engagement with the drop tube and moves the drop tube within the outer sleeve. The movement of the drop tube causes an actuator assembly to operate the pair of cooperating latches which in turn results in one bullet from the stack falling through the drop tube into the underlying cartridge casing.
    Type: Application
    Filed: March 2, 2001
    Publication date: September 5, 2002
    Inventor: Malcolm R. Fowler
  • Publication number: 20020026348
    Abstract: The present invention relates to real-time, automated marketing programs implementing one or more program rules matrix modules that calculate benefits to customers based on one or more customer identifier(s), one or more merchant identifier(s) and one or more customer behavior(s). In one embodiment, program rules matrix modules implement Points Multiplier Program(s) that award benefits in an accelerated fashion, based upon one or more qualifying customer identifier(s), merchant identifier(s), and customer behavior(s). Marketing programs are implemented using a host controller that communicates with a plurality of remote transaction systems to provide real-time, individualized, automated awards and sophisticated multi-variable analysis of transaction data. Another aspect of the present invention relates to systems and methods implementing a plurality of marketing programs, offered by a plurality of merchants or merchant groups, upon presentation of a qualifying identifier, such as a (single) transaction card.
    Type: Application
    Filed: August 22, 2001
    Publication date: February 28, 2002
    Inventors: Malcolm R. Fowler, Robert E. Tucker, Michael A. Lukas