Abstract: A method is provided of operating a self-service check depositing terminal having a single-check acceptor. The method comprises receiving a request from a depositor to conduct a check deposit transaction to deposit a plurality of checks, after receiving the request, obtaining an authorization to allow the depositor to conduct the check deposit transaction to deposit the plurality of checks, after obtaining the authorization, sequentially receiving the plurality of checks from the depositor, and after receiving the plurality of checks, providing a single check deposit transaction message to allow the check deposit transaction to be completed.