Abstract: Methods, systems, and articles of manufacture for managing possession of a financial card product are disclosed. The system consists of a transmitting device, where the transmitting device is capable of being attached to a financial card product and transmitting a pulsed electromagnetic signal. The system also consists of a separate receiving device, where the receiving device comprises a sensor for detecting the electromagnetic signal, logic for processing the electromagnetic signal, and an alarm circuit such that the receiving device actuates the alarm circuit when the sensor senses that the receiving device is moved away from the transmitting device for longer than a predetermined time.

Abstract: Methods, systems, and articles of manufacture for managing possession of a financial card product are disclosed. The system consists of a transmitting device, where the transmitting device is capable of being attached to a financial card product and transmitting a pulsed electromagnetic signal. The system also consists of a separate receiving device, where the receiving device comprises a sensor for detecting the electromagnetic signal, logic for processing the electromagnetic signal, and an alarm circuit such that the receiving device actuates the alarm circuit when the sensor senses that the receiving device is moved away from the transmitting device for longer than a predetermined time.

Abstract: Methods, systems, and articles of manufacture for providing incentives for a first financial account held by a user and associated with a first financial account provider. The user also holds a second financial account associated with a second financial account provider and performs transactions using at least one of the first and second financial accounts. In one embodiment, a system and method is provided that monitors the transactions performed by the user using the first and second financial accounts over a predetermined transaction monitoring period. Further, the system and method may determine whether the monitored transactions meet at least one predetermined condition and, based on the predetermined condition, applies an incentive to the first financial account.