Abstract: A merchant registers a geolocation for a virtual point of sale. A consumer points a consumer device at the geolocation, and an icon representing the virtual point of sale is displayed on the consumer device in augmented reality. The consumer selects the icon to initiate a transaction with a digital wallet on the consumer device.

Abstract: The present application provides systems and methods for for facilitating secure payer-agnostic payments. The systems comprise a server for facilitating secure payer-agnostic payments. The server comprises: at least one processor; and at least one memory including computer program code; the at least one memory and the computer program code configured to, with the at least one processor, cause the server at least to: generate a payment request for a purchase transaction made by a first user, the payment request including at least a purchase identifier associated with the purchase transaction and a unique identifier associated with a second user to pay for the purchase transaction, the purchase identifier including at least a payment amount for the purchase transaction; and transmit the payment request to the second user based on the unique identifier associated with the second user.

Abstract: A method for generating digital certificates for anonymous users in blockchain transactions includes: storing a blockchain comprised of a plurality of blocks, each block including a block header and transaction values, where each transaction value includes data related to a blockchain transaction including a sending address, recipient address, and transaction amount; receiving a certificate request from a computing device, the request including a user public key of a cryptographic key pair; identifying a subset of transaction values in the blockchain where the sending address or recipient address was generated using the user public key; determining a confidence level based on the data included in each transaction value included in the subset; generating a digital certificate based on the determined confidence level; and transmitting the generated digital certificate to the computing device.

Abstract: A payment facilitation system for facilitating payment for a transaction, the system comprising one or more processors in communication with non-transitory data storage medium having instructions stored thereon which, when executed by the processor or processors, configure the system to perform the steps of: receiving a check-in notification from a social media system, the notification including customer identification data for one or more customers and merchant identification data; identifying a merchant terminal, the merchant terminal being a merchant terminal of a merchant associated with the merchant identification data; sending an enabled payment notification to the merchant terminal, the enabled payment notification comprising a group identifier associated with the one or more customers; receiving an invoice notification from the merchant terminal, the invoice notification comprising transaction data for the transaction and the group identifier; sending the transaction data to one or more customer devic

Abstract: In some embodiments, the present disclosure relates to a resistive random access memory (RRAM) memory circuit. The memory circuit has a word-line decoder operably coupled to a first RRAM device and a second RRAM device by a word-line. A bit-line decoder is coupled to the first RRAM device by a first bit-line and to the second RRAM device by a second bit-line. A bias element is configured to apply a first non-zero bias voltage to the second bit-line concurrent to the bit-line decoder applying a non-zero voltage to the first bit-line.

Abstract: An earthquake resistant wall construction is described. The earthquake resistant wall construction comprises a first runner, a second runner, at least one first earthquake resistant insert in communication with the first runner or second runner. The earthquake resistant insert is connected to a construction board and comprises at least one first elongate slot, wherein the earthquake resistant insert is held in communication with said first runner or second runner via at least one first fixing member which passes through the first elongate slot.

Abstract: According to a first aspect, there is provided an identity verifier comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the identity verifier at least to: receive, through the communication port, query information to verify an identity provided by a party requesting a financial service; extract a unique identifier of an electronic device from the query information, the electronic device used to request the financial service; calculate a probability of an accuracy of the identity verification by at least determining whether one or more databases contain a record of the unique identifier, the one or more databases storing data used to perform the identity verification; and respond, through the communication port, to the query with the calculated probability.

Abstract: The present disclosure relates to a formulation and a process for the removal of inorganic impurities from waste water. The formulation consists of a blend of at least one alkali metal aluminate, at least one cationic organic coagulant and optionally at least one alkalinating agent in pre-determined proportions. The process for decontamination using the afore-stated formulation includes steps such as admixing, settling, microfiltration and optionally acidification, ultrafiltration and reverse osmosis. The disclosure further provides an apparatus for the removal of inorganic impurities from waste water.

Abstract: Described are DNA molecules which can be transcribed into an mRNA harbouring novel UTR sequences combining the advantages of being extremely short and at the same time allowing for high translation efficiencies of RNA molecules containing them. Further, described are vectors comprising such a DNA molecule and to host cells comprising such a vector. Moreover, described are corresponding RNA molecules containing such UTRs. Further, described in a pharmaceutical composition comprising the described RNA molecule are optionally a pharmaceutically acceptable carrier as well as to the use of the described UTRs for translating a coding region of an RNA molecule into a polypeptide or a protein encoded by said coding region.

Abstract: A method for etching an etch layer formed on a front side of a wafer and a wafer etching apparatus are provided. The wafer etching apparatus includes a first flow channel, a temperature-regulating module, and a second flow channel. The first flow channel is configured to carry a preheated/precooled liquid for controlling a temperature of a wafer. The temperature-regulating module is coupled to the first flow channel. The temperature-regulating module is configured to control a temperature of the liquid in the first flow channel. The second flow channel is configured to carry an etchant for etching an etch layer formed on a front side of the wafer. The method includes: controlling the temperature of the wafer by using the preheated/precooled liquid; and etching the etch layer with the etchant.

Abstract: A system and method to determine and accept discount for a plurality of invoices, has been described. Initially, a vendor request is received to initiate a bidding session to place a bid for earlier processing of the plurality of pending invoices by a consumer. Based on the received vendor request, a discount is determined for each of the plurality of invoices based on at least one of a vendor information, the consumer information, and a bidding pattern in previous session. Next the plurality of invoices and the determined discount corresponding to the plurality of pending invoices are displayed to the consumer. Finally, one or more pending invoices from the plurality of pending invoices are auto-selected based on at least one of the vendor information, the consumer information, and the bidding session specific information.

Abstract: The technique relates to a system and method for selecting process element variants in business processes. The technique involves receiving a process element execution request from at least one user. Then, determining a plurality of enterprise dimensions associated with the process element execution request. Thereafter, searching the process element variant corresponding to the plurality of enterprise dimensions in a declarative way based on a predefined dimensional hierarchy. Finally, selecting the process element variant for execution to accomplish the user request. This technique employs a declarative approach which eliminates the need define the variants for all possible combination of enterprise dimensions namely process, events, locations, organizations and data.

Abstract: The present invention contains a printing apparatus and a method, e.g., for ejecting inks (i.e., pure liquids, mixtures, colloids, etc.) for a very broad range of physical properties (such as viscosity). Acoustic forces 3a may be generated by an emitter 1 and a reflector 2 to detach droplets 10 from a nozzle 6. The ink may be advanced through the nozzle 6 by a standard back pressure system 5. A reflectorless chamber 7 may enhance acoustic forces 8a and the droplets 10 may be ejected at a bottom 9 of said chamber 7, so that droplets 10 may be deposited on any substrate 11.

Abstract: Methods of and systems for removing organic substance from condensate generated from an industrial evaporation process are provided. The condensate comprises water and the organic substance. The methods and systems provide solutions related to enthalpy recovery of industrial evaporation processes such as, for example, sugar cane juice evaporation processes, dairy evaporation processes, coffee processing evaporation processes, fruit juice evaporation processes, soup evaporation processes, and chemical industry evaporation processes.

Abstract: A resource staffing manager is provided that manages resource staffing of project teams. A resource demand profile is provided including requirements for roles to be staffed for a project team and an allocated budget for staffing the project team. Based on the resource demand profile, the manager displays a project level graphical user interface that includes a pie chart and a donut chart. The pie chart includes a slice for each of the roles and the donut chart indicates the amount of the allocated budget remaining. Upon selection of a resource to be staffed to one of the roles, the manager updates the slice of the pie chart corresponding to the role to graphically indicate that the selected resource has been selected to be staffed to that role. Based on the selection of the resource, the manager updates the donut chart to indicate the amount of the allocated budget remaining.

Abstract: An apparatus for processing electronic signatures is provided.

Abstract: Biofilms are provided which are capable of regulating their own thickness, reducing contamination and preventing biofouling. Constructs are introduced into bacteria that comprise nucleic acid molecules encoding an autoinducer synthase polypeptide, a transcriptional regulator and a biofilm dispersal protein. Nucleic acid molecules may also be introduced which encode a nitric oxide synthase, an epoxide hydrolase, or both. Biofilms of the bacteria may be used to reduce biofouling and contamination of a surface.

Abstract: Biofilms are provided which are capable of regulating their own thickness, reducing contamination and preventing biofouling. Constructs are introduced into bacteria that comprise nucleic acid molecules encoding an autoinducer synthase polypeptide, a transcriptional regulator and a biofilm dispersal protein. Nucleic acid molecules may also be introduced which encode a nitric oxide synthase, an epoxide hydrolase, or both. Biofilms of the bacteria may be used to reduce biofouling and contamination of a surface.

Abstract: Polynucleotides encoding peptides, proteins, enzymes, and functional fragments thereof are disclosed. The polynucleotides of the disclosure can be effectively delivered to an organ, such as the lung, and expressed within cells of the organ. The polyribonucleotides of the disclosure can be used to treat a disease or condition associated with a gene of the ATP-binding cassette (ABC) family, such as ABCA3.

Abstract: A gas engine turbine has a transition duct (100) that has improved cooling features and a method for forming the cooling features. A continuous exit section cooling channel (130) is formed through the transition duct panel (112), the exit frame (114) and the connection (116). The continuous exit section cooling channel (130) reduces the need for effusion channels in the transition duct. The continuous exit section cooling channel (130) further reduces costs and improves the emissions associated with the transition duct (100) of the gas engine turbine.