Abstract: The use of sound pattern matching methods and techniques to analyse driver behavior and accidents and provide alerts to drivers, passengers, insurers or accident management companies. While a driver is operating a vehicle on the road, sound signatures are captured from a smartphone, in car microphone, retrofitted telematics unit or other device with audio capture capabilities. The sound signatures captured are recorded, analysed and matched against known and/or previously recorded sound patterns to help determine circumstances relating to a vehicle accident event or incident. Examples of recorded and matched sound signatures include the “rumbling” sound when driving over cats eyes or edging strips on roads, the skidding sound when braking harshly or an airbag explosion.

Abstract: Systems, methods, apparatuses and computer program products for providing mobile device protection. Some example embodiments provide for analyzing the current risks associated with a user's mobile device and providing solutions to improve the security of the mobile device. Further, some example embodiments provide for analysis of the hardware and software configuration of a mobile device, the applications installed on a mobile device, the accounts on a mobile device, the user data stored on or accessed from a mobile device, and/or the current location of a mobile device and then comparing this device data to known risk data to provide a user with an increased awareness of the current risks associated with a mobile device.

Abstract: The quotes2me service uses the concept of “e-wallets” to flip the existing processes that a consumer or business goes through to acquire a product or service, instead of using several channels such as physical stores, call centres, directories, search engines or price comparison sites to source and negotiate the best deal for a product or service the consumer can register his “requirements” into a web based form which is then anonymously published into a Quote Opportunities database. Product or service providers are able to select Quote Opportunities and register their best quotation or offer against them. Consumers compare the offers received and are connected to the Quote Provider that they wish to purchase from. e-wallets are branded and distributed by partner organizations who receive the additional benefits of being able to see the cheapest price in their e-wallets for any products or services that they quote for and receive a share of the revenue generated by their e-wallets.