Abstract: Telematic Payment Card for use remotely with a Central Control & Processing Unit, for paying goods and services using mobile network, and transferring money between accounts remotely, enabling a payment card with monitor and keyboard to communicate banking and financial data remotely to financial institutions and payment networks via said central unit. It is able to perform Person-to-Person (P2P) payments between card holders, Person-to-Merchant (P2M), Person-to-Machine (P2Mx) or between a card holder and a bank account. It also enables payments as a normal payment card (debit, credit, pre-paid etc) using a POS (Point Of Sale) terminal at a merchant. An embodiment comprises a battery (201), a security chip (202), processor module (203), memory module (204), sound emitter (205), near filed communications (206), mobile communication module (207), connection or inductive power port (208), input means (209), indicator means (210), display/touch screen (211), antennas or data connections (212, 213).