Abstract: A occupant protection system for protecting an occupant of a motor vehicle, boat, or airplane during a crash. The occupant protection system includes a chair positioned inside a vehicle such as an airplane, automobile, truck, or a boat. The chair has a seat portion and a backrest portion. The seat portion has a pair of leg clamp panels pivotally coupled to it to lock a pair of legs to the seat portion in anticipation of a crash. The backrest portion has a pair of arm clamp panels pivotally coupled to it to press the arms and torso of a user towards the backrest and hold them tightly therebetween. Also disclosed is a capsule in which the chair is disposed. The capsule has several protective layers. An emergency raft forms part of the backrest of the chair when not in use, and is removable for use in case of an accident on or above water.