Patents by Inventor Marc Batchan

Marc Batchan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Transaction initiation determination system utilizing transaction data elements
    Patent number: 10614460
    Abstract: Embodiments of the invention directed to systems and methods that allow for determining a transaction initiation mode used to conduct a transaction and applying a specific set of rules associated with the transaction initiation mode to the transaction. A transaction authorization request message is received at a server computer. The transaction authorization message is for a transaction between a consumer and a merchant and includes a plurality of data elements. The server computer determines a transaction initiation mode, from among at least three different transaction initiation modes, used to conduct the transaction based at least in part on the data elements. The server computer applies a specific set of rules associated with the transaction initiation mode to the transaction.
    Type: Grant
    Filed: November 29, 2018
    Date of Patent: April 7, 2020
    Assignee: Visa International Service Association
    Inventors: Alfred William Griggs, Brian Byrne, Lori Van Deloo, John F. Sheets, Fred Liu, Kevin Weller, Andre Machicao, Luba Goldberg, Marc Batchan, Kevin Yuann
  • TRANSACTION INITIATION DETERMINATION SYSTEM UTILIZING TRANSACTION DATA ELEMENTS
    Publication number: 20190095914
    Abstract: Embodiments of the invention directed to systems and methods that allow for determining a transaction initiation mode used to conduct a transaction and applying a specific set of rules associated with the transaction initiation mode to the transaction. A transaction authorization request message is received at a server computer. The transaction authorization message is for a transaction between a consumer and a merchant and includes a plurality of data elements. The server computer determines a transaction initiation mode, from among at least three different transaction initiation modes, used to conduct the transaction based at least in part on the data elements. The server computer applies a specific set of rules associated with the transaction initiation mode to the transaction.
    Type: Application
    Filed: November 29, 2018
    Publication date: March 28, 2019
    Inventors: Alfred William Griggs, Brian Byrne, Lori Van Deloo, John F. Sheets, Fred Liu, Kevin Weller, Andre Machicao, Luba Goldberg, Marc Batchan, Kevin Yuann
  • Transaction initiation determination system utilizing transaction data elements
    Patent number: 10176478
    Abstract: Systems and methods are described that allow for determining a transaction initiation mode used to conduct a transaction and applying a specific set of rules associated with the transaction initiation mode to the transaction. A transaction authorization request message is received at a server computer. The transaction authorization message is for a transaction between a consumer and a merchant and includes a plurality of data elements. The server computer determines a transaction initiation mode, from among at least three different transaction initiation modes, used to conduct the transaction based at least in part on the data elements. The server computer applies a specific set of rules associated with the transaction initiation mode to the transaction.
    Type: Grant
    Filed: October 23, 2013
    Date of Patent: January 8, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Alfred William Griggs, Brian Byrne, Lori Van Deloo, John F. Sheets, Fred Liu, Kevin Weller, Andre Machicao, Luba Goldberg, Marc Batchan, Kevin Yuann
  • TRANSACTION INITIATION DETERMINATION SYSTEM UTILIZING TRANSACTION DATA ELEMENTS
    Publication number: 20140114857
    Abstract: Embodiments of the invention directed to systems and methods that allow for determining a transaction initiation mode used to conduct a transaction and applying a specific set of rules associated with the transaction initiation mode to the transaction. A transaction authorization request message is received at a server computer. The transaction authorization message is for a transaction between a consumer and a merchant and includes a plurality of data elements. The server computer determines a transaction initiation mode, from among at least three different transaction initiation modes, used to conduct the transaction based at least in part on the data elements. The server computer applies a specific set of rules associated with the transaction initiation mode to the transaction.
    Type: Application
    Filed: October 23, 2013
    Publication date: April 24, 2014
    Inventors: Alfred William Griggs, Brian Byrne, Lori Van Deloo, John F. Sheets, Fred Liu, Kevin Weller, Andre Machicao, Luba Goldberg, Marc Batchan, Kevin Yuann