Patents by Inventor Marc BEUNARDEAU

Marc BEUNARDEAU has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12229772
    Abstract: A transaction method for a user using a first and a second terminal and connected to a server via a first and a second communication channel, respectively. The first terminal sends a transaction amount to the server. The server establishes a verification code whose length depends on the transaction amount, then sends a request to the first terminal and the verification code to the second terminal. The user returns the request filled in with a copied code to the server using the first terminal. The server compares the verification code with the copied code and sends a transaction validation or invalidation message to the first terminal depending on the comparison.
    Type: Grant
    Filed: December 11, 2020
    Date of Patent: February 18, 2025
    Assignee: BANKS AND ACQUIRERS INTERNATIONAL HOLDING
    Inventors: David Naccache, Marc Beunardeau, Aisling Connolly, Rémi Geraud, Hiba Koudoussi
  • Patent number: 12217265
    Abstract: A method for determining an association between a bankcard identifier and at least one mobile communications terminal identifier. The method is implemented by an electronic device and includes: obtaining an identifier of a current bankcard, a bankcard used to make a purchase of an article or a service by using a payment terminal, the obtaining being implemented at the time of the execution of a payment transaction made by using the bankcard; at least one step of obtaining a piece of data representative of at least one communications terminal identifier; and computing a score of correspondence between bankcard identifier and the at least one piece of data representative of a communications terminal identifier.
    Type: Grant
    Filed: January 11, 2019
    Date of Patent: February 4, 2025
    Assignee: BANKS AND ACQUIRERS INTERNATIONAL HOLDING
    Inventors: Pierre Quentin, Marc Beunardeau, Slim Jabberi, Vincent Roux
  • Publication number: 20230009385
    Abstract: A transaction method for a user using a first and a second terminal and connected to a server via a first and a second communication channel, respectively. The first terminal sends a transaction amount to the server. The server establishes a verification code whose length depends on the transaction amount, then sends a request to the first terminal and the verification code to the second terminal. The user returns the request filled in with a copied code to the server using the first terminal. The server compares the verification code with the copied code and sends a transaction validation or invalidation message to the first terminal depending on the comparison.
    Type: Application
    Filed: December 11, 2020
    Publication date: January 12, 2023
    Inventors: David NACCACHE, Marc BEUNARDEAU, Aisling CONNOLLY, Rémi GERAUD, Hiba KOUDOUSSI
  • Patent number: 11075756
    Abstract: A method of encryption of a message implemented by an electronic encryption device. The method includes: obtaining a current message; obtaining a current encryption key; determining, from a plurality of variants a basic encryption protocol, of a current variant of the encryption protocol; encrypting, by using the current variant and the encryption key, the message to be encrypted, delivering an encrypted message; and transmitting the encrypted key.
    Type: Grant
    Filed: October 12, 2017
    Date of Patent: July 27, 2021
    Assignee: INGENICO GROUP
    Inventors: Marc Beunardeau, Remi Geraud, David Naccache, Aisling Connolly
  • Patent number: 10938448
    Abstract: A method for processing data by an electronic data-acquisition device, requesting to obtain data from an electronic data-providing device. The electronic data-acquisition device and the electronic data-providing device communicate with each other by using a short-range wireless (NFC) communications technology defining a transmission/reception reference frequency. The method includes the following acts performed by the electronic data-acquisition device: determining a frequency of transmission/reception of an interrogation signal that is different from the transmission/reception reference frequency, as a function of a frequency-determining parameter, delivering an interrogation frequency; and after determining the interrogation frequency, transmitting the interrogation signal to the data-providing device at the interrogation frequency.
    Type: Grant
    Filed: July 21, 2017
    Date of Patent: March 2, 2021
    Assignee: INGENICO GROUP
    Inventor: Marc Beunardeau
  • Publication number: 20200342461
    Abstract: A method for determining an association between a bankcard identifier and at least one mobile communications terminal identifier. The method is implemented by an electronic device and includes: obtaining an identifier of a current bankcard, a bankcard used to make a purchase of an article or a service by using a payment terminal, the obtaining being implemented at the time of the execution of a payment transaction made by using the bankcard; at least one step of obtaining a piece of data representative of at least one communications terminal identifier; and computing a score of correspondence between bankcard identifier and the at least one piece of data representative of a communications terminal identifier.
    Type: Application
    Filed: January 11, 2019
    Publication date: October 29, 2020
    Inventors: Pierre QUENTIN, Marc BEUNARDEAU, Slim JABBERI, Vincent ROUX
  • Patent number: 10755377
    Abstract: A method for processing display data is implemented by an electronic data processing device. The display data represents at least one piece of information to be displayed on a screen. The method includes: for obtaining at least one reference image representing the at least one piece of information to be displayed; and generating at least one altered image from the reference image and from at least one alteration parameter.
    Type: Grant
    Filed: October 23, 2018
    Date of Patent: August 25, 2020
    Assignee: INGENICO GROUP
    Inventor: Marc Beunardeau
  • Publication number: 20200169403
    Abstract: A method of encryption of a message implemented by an electronic encryption device. The method includes: obtaining a current message; obtaining a current encryption key; determining, from a plurality of variants a basic encryption protocol, of a current variant of the encryption protocol; encrypting, by using the current variant and the encryption key, the message to be encrypted, delivering an encrypted message; and transmitting the encrypted key.
    Type: Application
    Filed: October 12, 2017
    Publication date: May 28, 2020
    Inventors: Marc Beunardeau, Remi Geraud, David Naccache, Aisling Connolly
  • Patent number: 10491570
    Abstract: The disclosure relates to a method for transmitting data and to a corresponding method for receiving data. According to the disclosure, in the method for transmitting data, a cryptographic processing operation is performed on the data to be transmitted, after this data has been pre-subdivided into blocks of data, and a tag representing each block of encrypted data is computed. The tag is then transmitted in such a way that a hacker in not able to reproduce a correct transmission of tags. The method of reception, for its part, ensures that when an incorrect tag is received (because of a hacking attempt), the processing of the data blocks is not immediately stopped but a differential processing is implemented in order to jam an attempt to analyze the behavior of the receiver.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: November 26, 2019
    Inventors: David Naccache, Remi Geraud, Marc Beunardeau
  • Publication number: 20190122331
    Abstract: A method for processing display data is implemented by an electronic data processing device. The display data represents at least one piece of information to be displayed on a screen. The method includes: for obtaining at least one reference image representing the at least one piece of information to be displayed; and generating at least one altered image from the reference image and from at least one alteration parameter.
    Type: Application
    Filed: October 23, 2018
    Publication date: April 25, 2019
    Inventor: Marc Beunardeau
  • Publication number: 20180026679
    Abstract: A method for processing data by an electronic data-acquisition device, requesting to obtain data from an electronic data-providing device. The electronic data-acquisition device and the electronic data-providing device communicate with each other by using a short-range wireless (NFC) communications technology defining a transmission/reception reference frequency. The method includes the following acts performed by the electronic data-acquisition device: determining a frequency of transmission/reception of an interrogation signal that is different from said transmission/reception reference frequency, as a function of a frequency-determining parameter, delivering an interrogation frequency; and after determining the interrogation frequency, transmitting the interrogation signal to said data-providing device at the interrogation frequency.
    Type: Application
    Filed: July 21, 2017
    Publication date: January 25, 2018
    Inventor: Marc Beunardeau
  • Publication number: 20170187692
    Abstract: The disclosure relates to a method for transmitting data and to a corresponding method for receiving data. According to the disclosure, in the method for transmitting data, a cryptographic processing operation is performed on the data to be transmitted, after this data has been pre-subdivided into blocks of data, and a tag representing each block of encrypted data is computed. The tag is then transmitted in such a way that a hacker in not able to reproduce a correct transmission of tags. The method of reception, for its part, ensures that when an incorrect tag is received (because of a hacking attempt), the processing of the data blocks is not immediately stopped but a differential processing is implemented in order to jam an attempt to analyze the behavior of the receiver.
    Type: Application
    Filed: December 22, 2016
    Publication date: June 29, 2017
    Inventors: David NACCACHE, Remi GERAUD, Marc BEUNARDEAU