Patents by Inventor Marc L. Warshawsky

Marc L. Warshawsky has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9105143
    Abstract: Techniques for supporting a mobile financial service that enables a customers to enroll the customer's mobile phone number and register accounts are disclosed. A persistent authentication request is received from a customer, and the customer is authenticated based on authentication information provided by the customer. The customer enters a device identification of the communication device so that the device identification is registered and linked to the customer's profile. When the customer requests non-actionable information (e.g., account balance and transaction history information) by calling a customer service center with a registered communication device, the calling identification is provided to the customer service center by the incoming call. The customer service determines whether the calling identification corresponds to a registered number. If so, the customer service center provides the requested non-actionable information to the communication device without further authentication.
    Type: Grant
    Filed: March 30, 2009
    Date of Patent: August 11, 2015
    Assignee: Bank of America Corporation
    Inventors: Margaret A. Huggins, Douglas G. Brown, Marc L. Warshawsky
  • Patent number: 9082150
    Abstract: In certain embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first service based at least in part upon the user. The processor is further operable to present information associated with a second, third and fourth service. Additionally, the processor may receive an update to the information associated with the first service and present, in the first region of the display, the update to the information associated with the first service. Finally, the processor is operable to detect a first touch on the first region of the display indicating a selection of the first service and present details associated with the first service in response to detecting the first touch.
    Type: Grant
    Filed: October 16, 2012
    Date of Patent: July 14, 2015
    Assignee: Bank of America Corporation
    Inventors: Carrie A. Hanson, Laura C. Bondesen, Nicole Chen, Katherine Dintenfass, Scott R. Enscoe, Leo Kopelow, Yameng Li, Brett Newman, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Patent number: 8868048
    Abstract: In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a plurality of transactions and present, in a second region of the display, a first option, the first option indicating that, when selected, the user has marked the first transaction for further review. The processor is further operable to present, in a third region of the display, a second option and present, in a fourth region of the display, a notification indicating a second transaction of the plurality of transactions. Additionally, the processor is operable to detect a touch on the display indicating the selection of the second transaction and present, in the first region of the display, information associated with the second.
    Type: Grant
    Filed: October 16, 2012
    Date of Patent: October 21, 2014
    Assignee: Bank of America Corporation
    Inventors: Carrie A. Hanson, Laura C. Bondesen, Nicole Chen, Katherine Dintenfass, Scott R. Enscoe, Leo Kopelow, Yameng Li, Brett Newman, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Publication number: 20140108952
    Abstract: In certain embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first service based at least in part upon the user. The processor is further operable to present information associated with a second, third and fourth service. Additionally, the processor may receive an update to the information associated with the first service and present, in the first region of the display, the update to the information associated with the first service. Finally, the processor is operable to detect a first touch on the first region of the display indicating a selection of the first service and present details associated with the first service in response to detecting the first touch.
    Type: Application
    Filed: October 16, 2012
    Publication date: April 17, 2014
    Applicant: Bank of America Corporation
    Inventors: Carrie A. Hanson, Laura C. Bondesen, Nicole Chen, Katherine Dintenfass, Scott R. Enscoe, Leo Kopelow, Yameng Li, Brett Newman, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Publication number: 20140106717
    Abstract: In some embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first transaction of a plurality of transactions and present, in a second region of the display, a first option, the first option indicating that, when selected, the user has marked the first transaction for further review. The processor is further operable to present, in a third region of the display, a second option and present, in a fourth region of the display, a notification indicating a second transaction of the plurality of transactions. Additionally, the processor is operable to detect a touch on the display indicating the selection of the second transaction and present, in the first region of the display, information associated with the second.
    Type: Application
    Filed: October 16, 2012
    Publication date: April 17, 2014
    Applicant: Bank of America Corporation
    Inventors: Carrie A. Hanson, Laura C. Bondesen, Nicole Chen, Katherine Dintenfass, Scott R. Enscoe, Leo Kopelow, Yameng Li, Brett Newman, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Publication number: 20140108246
    Abstract: In certain embodiments an apparatus includes a memory operable a processor. The processor is operable to detect a first and second authentication of a user and detect a first plurality of events. The processor is operable to present information associated with a first event in response to the second authentication of the user and present the information associated with a second plurality of events. The processor can detect a touch indicating a request to present a second event and scroll a first region of the display. The processor is further operable to determine that each one of the first plurality of events has been presented and scroll the first region of the display in conjunction with a second region of the display at least in response to determining that each one of the first plurality of events has been presented.
    Type: Application
    Filed: October 16, 2012
    Publication date: April 17, 2014
    Applicant: Bank of America Corporation
    Inventors: Carrie A. Hanson, Laura C. Bondesen, Nicole Chen, Katherine Dintenfass, Scott R. Enscoe, Leo Kopelow, Yameng Li, Brett Newman, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Publication number: 20140067506
    Abstract: According to one embodiment, an apparatus stores a user account and a points balance associated with the user account. The apparatus further determines a geographic location of a user associated with the user account. The apparatus then communicates, based at least in part upon the geographic location, an offer for a product. The produce may be associated with a points price and the points balance is at least equal to the points price. The apparatus then receives a signal indicating acceptance of the offer. The signal may be associated with the user account. The apparatus then communicates a second signal indicating that the user can receive the product.
    Type: Application
    Filed: September 4, 2012
    Publication date: March 6, 2014
    Applicant: Bank of America Corporation
    Inventors: Carrie A. Hanson, Hitesh Bajaj, Laura C. Bondesen, Nicole Chen, Scott R. Enscoe, David M. Grigg, Leo Kopelow, Yameng Li, Brett Newman, Sarah Overcash, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Publication number: 20140067512
    Abstract: According to one embodiment, an apparatus may store a user account and a points balance associated with the user account. The apparatus may determine a geographic location of a user associated with the user account and communicate, based at least in part upon the geographic location, an offer for a product. The offer may be associated with an expiration time. The product may be associated with a points price. The points balance may be at least equal to the points price. The apparatus may receive a signal indicating an acceptance of the offer. The signal may be associated with a timestamp and with the user account. The timestamp may indicate a time that is at least as early as the expiration time. The apparatus may communicate a second signal indicating that the user can receive the product.
    Type: Application
    Filed: September 4, 2012
    Publication date: March 6, 2014
    Applicant: Bank of America Corporation
    Inventors: Carrie A. Hanson, Hitesh Bajaj, Laura C. Bondesen, Nicole Chen, Scott R. Enscoe, David M. Grigg, Leo Kopelow, Yameng Li, Brett Newman, Sarah Overcash, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Publication number: 20140067654
    Abstract: According to one embodiment, an apparatus may store a plurality of accounts. The apparatus may present, in a first region of a display, information associated with a first account in the plurality of accounts; in a second region of the display, information associated with a second account in the plurality of accounts; and in a third region of the display, a plurality of transfer amounts. The apparatus may detect a touch on the third region of the display indicating a selection of a transfer amount from the plurality of transfer amounts. The apparatus may communicate, in response to the detection of the touch, a message to initiate the transfer of the selected transfer amount from the first account to the second account.
    Type: Application
    Filed: September 4, 2012
    Publication date: March 6, 2014
    Applicant: Bank of America Corporation
    Inventors: Carrie A. Hanson, Hitesh Bajaj, Laura C. Bondesen, Nicole Chen, Scott R. Enscoe, David M. Grigg, Leo Kopelow, Yameng Li, Brett Newman, Sarah Overcash, Nicholas Sharp, Marc L. Warshawsky, Alexander C. Wittkowski, Jon R. Wolf
  • Patent number: 8121029
    Abstract: A method of offering Digital Subscriber Link (DSL) communications features includes eliminating selections from a menu of features to be provided via a Customer Premises Equipment (CPE) to a customer premises prior to allowing selections from the menu.
    Type: Grant
    Filed: February 6, 2006
    Date of Patent: February 21, 2012
    Assignee: AT&T Intellectual Property I, L.P.
    Inventors: Russel D. Cuberson, Marc L. Warshawsky
  • Patent number: 8064357
    Abstract: A method of providing communications can include transmitting a default username and password for a subscriber account from a Digital Subscriber Link (DSL) modem to an authentication server. The subscriber account is authorized based on the default username and password subscriber. A unique username and password for the subscriber account is transmitted to the DSL modem if the subscriber account is authenticated.
    Type: Grant
    Filed: February 6, 2006
    Date of Patent: November 22, 2011
    Assignee: AT&T Intellectual Property I, L.P.
    Inventors: Russel D. Cuberson, Marc L. Warshawsky