Abstract: A computer implemented method and system is disclosed for receiving contingent commitment facility information associated with establishing a contingent commitment facility includes CCF criteria for participation in the contingent commitment facility. The method and system may include determining one or more potential participants in the contingent commitment facility who meet CCF criteria associated with the contingent commitment facility and may send to devices associated with the one or more potential participants, invitations to participate in the contingent commitment facility. Contingent commitment information associated with a potential participant and the contingent commitment facility may be received and status of contingencies in the contingent commitment facility may be determined.

Abstract: A method and system is disclosed for creating and managing Diversative Financial Instruments. Diversative Financial Instruments are designed to increase the risk-adjusted return of investment portfolios and other collections of assets and/or liabilities. The method and system also addresses the problem of the Regime Switching Effect, which tends to destroy the benefits of investment diversification when it is most needed, i.e., during a financial crisis. By creating Diversative Financial Instruments that are designed to counteract the Regime Switching Effect, diversification benefits may be tailored to the requirements of investors.

Abstract: A method and system is disclosed for creating and using non-scalar valued financial instruments. The method and system addresses the problems caused by limited the value of financial instruments to scalar quantities. Applications of the method and system include recreation, education, therapeutic intervention, and finance.

Abstract: A method and system is disclosed for protected calculation and transmission of sensitive data. The method and system address the problems that arise when calculations must be performed using data that is too sensitive to be seen by others. Applications of the method and system include trading, portfolio management, risk management, auctions, and testing of sensitive military or government data. Two prototypes are described.

Abstract: A method and system is disclosed for creating and using programmable financial instruments. The method and system addresses the problems caused by limiting the scope of financial instruments to inert objects, whether considered as abstract data or in a physical embodiment such as a paper certificate. Applications of the method and system include trading, portfolio management, collateralization, securitization, securities lending, securities borrowing, and credit enhancement.

Abstract: A method for increasing the expected return of a game, such as a lottery, comprises selling tokens that have a residual value. The price of the tokens is divided between a prize pool and an investment fund. The game is played and the prizes are awarded from the prize pool. Assets are purchased with the investment fund such that the overall expected return of the game over a given period of time is positive. A commitment is made to provide the cash value of the assets to the owners of the tokens at the end of the period of time.

Abstract: A method and system are disclosed for increasing expected return and maximum payout in games with one or more players. The method and system address the problems of low expected rates of return and the difficulty of finding guarantors for large payouts by providing two independently useful and mutually complementary modules. The first module is a return enhancement modules that enables users to create, modify, and play games with enhanced expected return for the player(s). The second module is a payout augmentation module that enables users to play games with larger prizes and to create and manage financial instruments whose sale enables game administrators to guarantee those prizes.