Patents by Inventor Marc Rubner
Marc Rubner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8712852Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: GrantFiled: May 9, 2008Date of Patent: April 29, 2014Assignee: Sharecomm Limited Liability CompanyInventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 8070056Abstract: The present disclosure generally relates to a handheld point of sale system for distributing a transaction instrument. Such system may include a browser-based tool configured to facilitate distributing an open transaction instrument at the point of sale in association with purchase of the open transaction instrument by a consumer at the handheld point of sale system. The browser-based tool may also be configured to receive transaction information and to facilitate the distribution of the open transaction instrument by sending the transaction information from the browser-based tool to a host system, wherein the host system authorizes distribution of the open transaction instrument, funds and activates a transaction account associated with the open transaction instrument, and sends an authorization message to the browser-based tool.Type: GrantFiled: March 5, 2009Date of Patent: December 6, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 7900826Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: GrantFiled: May 9, 2008Date of Patent: March 8, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 7783517Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: GrantFiled: May 9, 2008Date of Patent: August 24, 2010Assignee: American Express Travel Related Services Company, Inc.Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20090327087Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: May 9, 2008Publication date: December 31, 2009Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20090184162Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: March 5, 2009Publication date: July 23, 2009Applicant: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Patent number: 7431208Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: GrantFiled: February 5, 2007Date of Patent: October 7, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20080215449Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: May 9, 2008Publication date: September 4, 2008Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20080215448Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: May 9, 2008Publication date: September 4, 2008Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INCInventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20070187490Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: February 5, 2007Publication date: August 16, 2007Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Gennye Feldman, Elizabeth Holt, Marc Rubner, John Rose, Nicole Vollmer
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Patent number: 7191939Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: GrantFiled: January 25, 2005Date of Patent: March 20, 2007Assignee: American Express Travel Related Services Company, Inc.Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
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Publication number: 20050199706Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.Type: ApplicationFiled: January 25, 2005Publication date: September 15, 2005Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,Inventors: Randy Beck, Gennye Feldman, Elizabeth Holt, Sven Miller, Clyde Page, Marc Rubner, John Rose, Nicole Vollmer