Patents by Inventor Marco Antonio Pontes

Marco Antonio Pontes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method, apparatus, and computer program product for validating electronic distribution transactions and reducing non-compliant electronic distribution transactions
    Patent number: 11593890
    Abstract: A method, apparatus and computer program product are provided for validating electronic distribution transactions and reducing non-compliant electronic distribution transactions. A distribution application enables users to enter details relating to a retirement account distribution. A tax service integrated with the distribution application provides scenario-specific tax withholding information, and enforces relevant tax withholding rules. A user provides withholding information and the system ensures compliance by validating the transaction against the withholding rules. The system displays to the user any errors that need to be corrected, and a breakdown of the proceeds from the transaction. The tax service is implemented remotely from the distribution application so that changing tax regulations may be implemented into the tax service without impacting the distribution application.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: February 28, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jeffrey L. Mccraney, Lara A. Kramer, Sarah Lynn Auvil, M. David Thomas, Kenneth R. Bergeson, Krista K. Norman, Jack R. Zentmeyer, Natalie Reitz Hurst, Cathy A. Shea, Darrel Rogers, Daniel R. Sumerfelt, Deepti Suresh, Piotr Tadeusz Gumulka, Marco Antonio Pontes, Devin Mauzy, Michael Connors, Linda J. Class, Janice V. Lobben, Robert J. Young, Jr., Frederick Stclair, Paulo Alberto Goncalves