Abstract: A self-service terminal, such as an ATM (Automated Teller Machine). The ATM has a communication port for interfacing with a user's portable electronic device. The ATM is operable to receive a transaction authorization from the user's portable electronic device, to examine the transaction authorization, and to dispense an item to fulfil a requested transaction associated with the transaction authorization, without the terminal preparing an authorization request to a remote computer.

Abstract: A self service terminal (SST) 10 is described, having a deposit means 18 for allowing a user to deposit a number of media items into the SST. A single media transport path 20 transports deposited items via an escrow storage 22 to either a check bin 24 or a banknote bin 26. Items may be determined as banknotes or checks either automatically by the SST, by means of a media scanner and verifier 30, or manually, by allowing the user to identify the deposited items. The SST also comprises a safe 34, within which the banknote bin 26 is located. Embodiments of the invention may provide the check bin 24 either within or outside the safe 34. Various methods of processing media deposited into the SST are also described.

Abstract: A self service terminal (SST) 10 is described, having a deposit means 18 for allowing a user to deposit a number of media items into the SST. A single media transport path 20 transports deposited items via an escrow storage 22 to either a check bin 24 or a banknote bin 26. Items may be determined as banknotes or checks either automatically by the SST, by means of a media scanner and verifier 30, or manually, by allowing the user to identify the deposited items. The SST also comprises a safe 34, within which the banknote bin 26 is located. Embodiments of the invention may provide the check bin 24 either within or outside the safe 34. Various methods of processing media deposited into the SST are also described.

Abstract: A self-service terminal (14), such as an ATM, and a portable electronic device (24), such as a cellular telephone or a PDA, are described The ATM has a communication port (42) for interfacing with a user's electronic device (24); a dispenser (32) for dispensing valuable items; and an authorization approval facility for approving a transaction authorization. The terminal (14) is operable to receive a transaction authorization from a user's device (24), to examine the transaction authorization, and to dispense an item to fulfil a requested transaction associated with the transaction authorization, without the terminal preparing an authorization request.