Patents by Inventor Marcus Yamane

Marcus Yamane has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240394716
    Abstract: Disclosed are methods, systems, and devices for preventing payments to unintended beneficiaries. A service provider system may receive, from a user device of a user, a payment request to transfer funds from a source account to an identified destination account. A beneficiary system may be identified, and a validation request (e.g., an API call) may be transmitted to the beneficiary system. The service provider system may receive from the beneficiary system a transmission indicating whether the destination account is associated with the recipient identified in the payment request. The user may be alerted if the account number for the destination account is not validated.
    Type: Application
    Filed: August 5, 2024
    Publication date: November 28, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Marcus Yamane
  • Patent number: 12056711
    Abstract: Disclosed are methods, systems, and devices for preventing payments to unintended beneficiaries. A service provider system may receive, from a user device of a user, a payment request to transfer funds from a source account to an identified destination account. A beneficiary system may be identified, and a validation request (e.g., an API call) may be transmitted to the beneficiary system. The service provider system may receive from the beneficiary system a transmission indicating whether the destination account is associated with the recipient identified in the payment request. The user may be alerted if the account number for the destination account is not validated.
    Type: Grant
    Filed: May 15, 2023
    Date of Patent: August 6, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Marcus Yamane
  • Publication number: 20230342784
    Abstract: Disclosed are methods, systems, and devices for preventing payments to unintended beneficiaries. A service provider system may receive, from a user device of a user, a payment request to transfer funds from a source account to an identified destination account. A beneficiary system may be identified, and a validation request (e.g., an API call) may be transmitted to the beneficiary system. The service provider system may receive from the beneficiary system a transmission indicating whether the destination account is associated with the recipient identified in the payment request. The user may be alerted if the account number for the destination account is not validated.
    Type: Application
    Filed: May 15, 2023
    Publication date: October 26, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Marcus Yamane
  • Patent number: 11651372
    Abstract: Disclosed are methods, systems, and devices for preventing payments to unintended beneficiaries. A service provider system may receive, from a user device of a user, a payment request to transfer funds from a source account to an identified destination account. A beneficiary system may be identified, and a validation request (e.g., an API call) may be transmitted to the beneficiary system. The service provider system may receive from the beneficiary system a transmission indicating whether the destination account is associated with the recipient identified in the payment request. The user may be alerted if the account number for the destination account is not validated.
    Type: Grant
    Filed: April 12, 2019
    Date of Patent: May 16, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Marcus Yamane
  • Patent number: 11625314
    Abstract: An AI agent may be trained using online session logs of actual customers interacting with an online software application. Datasets may be generated using the session logs, and the AI agent may be trained to use the online application by applying various machine learning techniques to the datasets. The AI agent may be provided login credentials and instructed to log into and perform specified tasks using the online application as part of training. Once trained, the AI agent may be instructed to perform the same or other tasks using a modified version of the application. The AI agent mimics the responses and behaviors of actual users of the modified application. The AI agent can be trained to mimic users sharing a certain demographic characteristic, and its performance can be used to more effectively and efficiently enhance the software application for users at large and/or for users in the demographic.
    Type: Grant
    Filed: July 18, 2022
    Date of Patent: April 11, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marcus Yamane, Kourtney Eidam
  • Patent number: 11620209
    Abstract: An AI agent may be trained using online session logs of actual customers interacting with an online software application. Datasets may be generated using the session logs, and the AI agent may be trained to use the online application by applying various machine learning techniques to the datasets. The AI agent may be provided login credentials and instructed to log into and perform specified tasks using the online application as part of training. Once trained, the AI agent may be instructed to perform the same or other tasks using a modified version of the application. The AI agent mimics the responses and behaviors of actual users of the modified application. The AI agent can be trained to mimic users sharing a certain demographic characteristic, and its performance can be used to more effectively and efficiently enhance the software application for users at large and/or for users in the demographic.
    Type: Grant
    Filed: June 3, 2022
    Date of Patent: April 4, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marcus Yamane, Kourtney Eidam
  • Patent number: 11392481
    Abstract: An AI agent may be trained using online session logs of actual customers interacting with an online software application. Datasets may be generated using the session logs, and the AI agent may be trained to use the online application by applying various machine learning techniques to the datasets. The AI agent may be provided login credentials and instructed to log into and perform specified tasks using the online application as part of training. Once trained, the AI agent may be instructed to perform the same or other tasks using a modified version of the application. The AI agent mimics the responses and behaviors of actual users of the modified application. The AI agent can be trained to mimic users sharing a certain demographic characteristic, and its performance can be used to more effectively and efficiently enhance the software application for users at large and/or for users in the demographic.
    Type: Grant
    Filed: March 16, 2021
    Date of Patent: July 19, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marcus Yamane, Kourtney Eidam
  • Patent number: 11354598
    Abstract: An AI agent may be trained using online session logs of actual customers interacting with an online software application. Datasets may be generated using the session logs, and the AI agent may be trained to use the online application by applying various machine learning techniques to the datasets. The AI agent may be provided login credentials and instructed to log into and perform specified tasks using the online application as part of training. Once trained, the AI agent may be instructed to perform the same or other tasks using a modified version of the application. The AI agent mimics the responses and behaviors of actual users of the modified application. The AI agent can be trained to mimic users sharing a certain demographic characteristic, and its performance can be used to more effectively and efficiently enhance the software application for users at large and/or for users in the demographic.
    Type: Grant
    Filed: March 15, 2021
    Date of Patent: June 7, 2022
    Assignee: Wells Fargo Bank, N.A
    Inventors: Marcus Yamane, Kourtney Eidam
  • Patent number: 10956300
    Abstract: An AI agent may be trained using online session logs of actual customers interacting with an online software application. Datasets may be generated using the session logs, and the AI agent may be trained to use the online application by applying various machine learning techniques to the datasets. The AI agent may be provided login credentials and instructed to log into and perform specified tasks using the online application as part of training. Once trained, the AI agent may be instructed to perform the same or other tasks using a modified version of the application. The AI agent mimics the responses and behaviors of actual users of the modified application. The AI agent can be trained to mimic users sharing a certain demographic characteristic, and its performance can be used to more effectively and efficiently enhance the software application for users at large and/or for users in the demographic.
    Type: Grant
    Filed: October 8, 2019
    Date of Patent: March 23, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marcus Yamane, Kourtney Eidam
  • Patent number: 10956833
    Abstract: An AI agent may be trained using online session logs of actual customers interacting with an online software application. Datasets may be generated using the session logs, and the AI agent may be trained to use the online application by applying various machine learning techniques to the datasets. The AI agent may be provided login credentials and instructed to log into and perform specified tasks using the online application as part of training. Once trained, the AI agent may be instructed to perform the same or other tasks using a modified version of the application. The AI agent mimics the responses and behaviors of actual users of the modified application. The AI agent can be trained to mimic users sharing a certain demographic characteristic, and its performance can be used to more effectively and efficiently enhance the software application for users at large and/or for users in the demographic.
    Type: Grant
    Filed: October 8, 2019
    Date of Patent: March 23, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marcus Yamane, Kourtney Eidam
  • Publication number: 20200327550
    Abstract: Disclosed are methods, systems, and devices for preventing payments to unintended beneficiaries. A service provider system may receive, from a user device of a user, a payment request to transfer funds from a source account to an identified destination account. A beneficiary system may be identified, and a validation request (e.g., an API call) may be transmitted to the beneficiary system. The service provider system may receive from the beneficiary system a transmission indicating whether the destination account is associated with the recipient identified in the payment request. The user may be alerted if the account number for the destination account is not validated.
    Type: Application
    Filed: April 12, 2019
    Publication date: October 15, 2020
    Inventor: Marcus Yamane