Patents by Inventor Margaret A. Brinkmann
Margaret A. Brinkmann has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 9558656Abstract: A driving analysis server may be configured to receive vehicle operation data from vehicle sensors and telematics devices of a first vehicle, and may use the data to identify a potentially high-risk or unsafe driving behavior by the first vehicle. The driving analysis server also may retrieve corresponding vehicle operation data from one or more other vehicles, and may compare the potentially high-risk or unsafe driving behavior of the first vehicle to corresponding driving behaviors in the other vehicles. A driver score for the first vehicle may be calculated or adjusted based on the comparison of the driving behavior in the first vehicle to the corresponding driving behaviors in the other vehicles.Type: GrantFiled: June 5, 2015Date of Patent: January 31, 2017Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas Michael Warden
-
Patent number: 9535878Abstract: A driving analysis server may be configured to receive vehicle operation data from vehicle sensors, and may use the data to identify a potentially high-risk or unsafe driving event by the vehicle. The driving analysis server also may receive corresponding image data, video, or object proximity data from the vehicle or one or more other data sources, and may use the image, video, or proximity data to analyze the potentially high-risk or unsafe driving event. A driver score for the vehicle or driver may be calculated or adjusted based on the analysis of the data and the determination of one or more causes of the driving event.Type: GrantFiled: February 19, 2013Date of Patent: January 3, 2017Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas Michael Warden
-
Patent number: 9524269Abstract: A driving analysis server may be configured to receive vehicle operation data from vehicle sensors, and may use the data to identify a potentially high-risk or unsafe driving event by the vehicle. The driving analysis server also may receive corresponding image data, video, or object proximity data from the vehicle or one or more other data sources, and may use the image, video, or proximity data to analyze the potentially high-risk or unsafe driving event. A driver score for the vehicle or driver may be calculated or adjusted based on the analysis of the data and the determination of one or more causes of the driving event.Type: GrantFiled: February 19, 2013Date of Patent: December 20, 2016Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas Michael Warden
-
Patent number: 9141582Abstract: A driving analysis server may be configured to receive vehicle location data and/or operation data from one or more vehicle systems, identify driving trips and/or driving patterns based on the vehicle data, determine risk assessment values corresponding to the driving trips and driving patterns, and calculate driver scores based on the analyzed driving trip and driving pattern data. Destination locations may be identified for a vehicle's driving trips, and information relating to the destination locations may be retrieved and analyzed to determine risk factors and risk assessment values associated with driving to and from the destination, as well as parking at the destination. Specific driving trip types or purposes may be identified, and driving scores may be calculated based on the vehicle location and time data, including the risk factors, risk assessment values, and the determined trip types or purposes.Type: GrantFiled: February 19, 2013Date of Patent: September 22, 2015Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas Michael Warden
-
Patent number: 9141995Abstract: A driving analysis server may be configured to receive vehicle location data and/or operation data from one or more vehicle systems, identify driving trips and/or driving patterns based on the vehicle data, determine risk assessment values corresponding to the driving trips and driving patterns, and calculate driver scores based on the analyzed driving trip and driving pattern data. Destination locations may be identified for a vehicle's driving trips, and information relating to the destination locations may be retrieved and analyzed to determine risk factors and risk assessment values associated with driving to and from the destination, as well as parking at the destination. Specific driving trip types or purposes may be identified, and driving scores may be calculated based on the vehicle location and time data, including the risk factors, risk assessment values, and the determined trip types or purposes.Type: GrantFiled: February 19, 2013Date of Patent: September 22, 2015Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas M. Warden
-
Patent number: 9104535Abstract: A driving analysis server may be configured to receive vehicle operation data from vehicle sensors and telematics devices of a first vehicle, and may use the data to identify a potentially high-risk or unsafe driving behavior by the first vehicle. The driving analysis server also may retrieve corresponding vehicle operation data from one or more other vehicles, and may compare the potentially high-risk or unsafe driving behavior of the first vehicle to corresponding driving behaviors in the other vehicles. A driver score for the first vehicle may be calculated or adjusted based on the comparison of the driving behavior in the first vehicle to the corresponding driving behaviors in the other vehicles.Type: GrantFiled: February 19, 2013Date of Patent: August 11, 2015Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas M. Warden
-
Patent number: 9081650Abstract: A driving analysis server may be configured to receive vehicle operation data from vehicle sensors and telematics devices of a first vehicle, and may use the data to identify a potentially high-risk or unsafe driving behavior by the first vehicle. The driving analysis server also may retrieve corresponding vehicle operation data from one or more other vehicles, and may compare the potentially high-risk or unsafe driving behavior of the first vehicle to corresponding driving behaviors in the other vehicles. A driver score for the first vehicle may be calculated or adjusted based on the comparison of the driving behavior in the first vehicle to the corresponding driving behaviors in the other vehicles.Type: GrantFiled: February 19, 2013Date of Patent: July 14, 2015Assignee: Allstate Insurance CompanyInventors: Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric Huls, Thomas Michael Warden
-
Patent number: 8046245Abstract: Systems and methods provide optimized property risk ratings and, more particularly, optimized property risk ratings defined by evaluating ratings on a by peril basis. Systems and methods also price insurance products and underwrite insurance products using risk data that has been optimized on a by peril basis. A territory is subdivided into a plurality of regions determined in accordance with at least one predetermined factor. Loss costs representing historic costs for various insured perils are retrieved from a computerized database using a data processor. The loss costs are sorted on a per-peril basis for each of the regions using the data processor. Peril zones are created for each peril that represent related regions in which loss costs for a particular peril are roughly equivalent.Type: GrantFiled: June 22, 2010Date of Patent: October 25, 2011Assignee: Allstate Insurance CompanyInventors: Richard G. Woll, Margaret A. Brinkmann, Rosemary C. Peck
-
Patent number: 7769608Abstract: Systems and methods provide optimized property risk ratings and, more particularly, optimized property risk ratings defined by evaluating ratings on a by peril basis. Systems and methods also price insurance products and underwrite insurance products using risk data that has been optimized on a by peril basis. A territory is subdivided into a plurality of regions determined in accordance with at least one predetermined factor. Loss costs representing historic costs for various insured perils are retrieved from a computerized database using a data processor. The loss costs are sorted on a per-peril basis for each of the regions using the data processor. Peril zones are created for each peril that represent related regions in which loss costs for a particular peril are roughly equivalent.Type: GrantFiled: January 25, 2005Date of Patent: August 3, 2010Assignee: Allstate Insurance CompanyInventors: Richard G. Woll, Margaret A. Brinkmann, Rosemary C. Peck