Patents by Inventor Margaret Bouse
Margaret Bouse has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11847197Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: GrantFiled: June 25, 2021Date of Patent: December 19, 2023Assignee: Idemia Identity & Security USA LLCInventor: Margaret Bouse
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Patent number: 11455621Abstract: Techniques are disclosed for generating a token identity that is assigned to a device identity module of a customer device. The token identity may be used to incorporate various types of customer identifier data to verify a customer identity during an electronic transaction. For instance, a customer may initially provide customer information on a customer device, which may be used to obtain a digital identification associated with the customer. The customer may subsequently provide an input including a customer identifier on the customer device, which may be verified against the customer information included in the digital identification.Type: GrantFiled: November 23, 2016Date of Patent: September 27, 2022Inventor: Margaret Bouse
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Publication number: 20210326426Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: ApplicationFiled: June 25, 2021Publication date: October 21, 2021Inventor: Margaret Bouse
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Patent number: 11055391Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: GrantFiled: November 7, 2019Date of Patent: July 6, 2021Assignee: Idemia Identity & Security USA LLCInventor: Margaret Bouse
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Publication number: 20200167453Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: ApplicationFiled: November 7, 2019Publication date: May 28, 2020Inventor: Margaret Bouse
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Publication number: 20190163889Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: ApplicationFiled: October 22, 2018Publication date: May 30, 2019Applicant: MorphoTrust USA, LLCInventor: Margaret Bouse
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Patent number: 10108794Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: GrantFiled: November 18, 2016Date of Patent: October 23, 2018Assignee: MorphoTrust USA, LLCInventor: Margaret Bouse
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Patent number: 9876803Abstract: Some implementations may provide a machine-assisted that includes: receiving, from a participant entity, a request to determine a trustworthiness of a transaction request, the transaction request being submitted by a user to access data managed by the participant entity; submitting a first inquiry at an authentication verification engine to determine an authenticity of a purported identity of the user submitting the transaction request; receiving a response from the authentication verification engine, the response including a computed authenticity score quantitatively attesting to the purported identity of the user submitting the transaction request; based on the computed authenticity score, determining the trustworthiness of the transaction request being submitted by the user; and notifying the participant entity of the determined trustworthiness of the transaction request to access data managed by the participant entity.Type: GrantFiled: August 22, 2014Date of Patent: January 23, 2018Assignee: MorphoTrust USA, LLCInventors: Stephen Miu, Margaret Bouse, Mark DiFraia
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Publication number: 20170148014Abstract: In some implementations, a computer-implemented method for generating a token identity for a customer may include: receiving, from the customer, a request for generating the token identity, the request including customer information associated with a digital identification of the customer; obtaining the digital identification of the customer based at least on the customer information included in the received request from the customer; receiving an identifier of the customer; determining that the identifier of the customer matches an identifier specified by the digital identification of the customer; in response to determining that the identifier of the customer matches an identifier specified by the digital identification of the customer, generating a customer identification sequence for the customer; assigning the generated customer identification sequence for the customer to a device identity module configured to the customer device; generating the token identity based at least on assigning the generated cuType: ApplicationFiled: November 23, 2016Publication date: May 25, 2017Inventor: Margaret Bouse
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Publication number: 20170116403Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: ApplicationFiled: November 18, 2016Publication date: April 27, 2017Inventors: Margaret Bouse, Mark DiFraia
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Patent number: 9536065Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: GrantFiled: August 22, 2014Date of Patent: January 3, 2017Assignee: MorphoTrust USA, LLCInventors: Margaret Bouse, Mark DiFraia
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Publication number: 20150058931Abstract: Some implementations may provide a machine-assisted that includes: receiving, from a participant entity, a request to determine a trustworthiness of a transaction request, the transaction request being submitted by a user to access data managed by the participant entity; submitting a first inquiry at an authentication verification engine to determine an authenticity of a purported identity of the user submitting the transaction request; receiving a response from the authentication verification engine, the response including a computed authenticity score quantitatively attesting to the purported identity of the user submitting the transaction request; based on the computed authenticity score, determining the trustworthiness of the transaction request being submitted by the user; and notifying the participant entity of the determined trustworthiness of the transaction request to access data managed by the participant entity.Type: ApplicationFiled: August 22, 2014Publication date: February 26, 2015Inventors: Stephen Miu, Margaret Bouse
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Publication number: 20150059003Abstract: A computer-implemented method includes: receiving a request for associating a first index of privileges and permissions with an identity token, the first index specifically encoding the privileges and permissions of a first subscriber in accessing transactional data of the requester, the request including the identity token that identifies a person and has been issued to the requester by a trusted entity through a vetting process; in response to determining that the identity token is valid and verifying that the requester is the person identified by the identity token, associating the first index of privileges and permissions of the first subscriber with the identity token; and providing the identity token associated with the first index of privileges and permissions of the first subscriber, the identity token enabling the first subscriber to access transactional data of the requester in accordance with the first index of privileges and permissions.Type: ApplicationFiled: August 22, 2014Publication date: February 26, 2015Inventor: Margaret Bouse