Patents by Inventor Margaret C. Vasquez

Margaret C. Vasquez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20120284188
    Abstract: For a first transaction, an authorization request message is received from a first payment processing network and transmitted to an issuer computer, and an authorization response message is received from the issuer computer and transmitted to the first payment processing network. For a second transaction, an authorization message is received from a second payment processing network and transmitted to the issuer computer, and an authorization response message is received from the issuer computer and transmitted to the second payment processing network. The authorization request and response messages for the first and second transactions include transaction data which is stored. Interchange data files including interchange data for the first and second transactions are received from first and second payment processing networks, respectively. The interchange data files are normalized, and the stored transaction data for the first and second transactions is enriched with the received interchange data.
    Type: Application
    Filed: May 1, 2012
    Publication date: November 8, 2012
    Inventors: Margaret C. Vasquez, Prasad S. Deshmukh, Mohana Murali Ramachandra Reddy