Patents by Inventor Margaret Crouse

Margaret Crouse has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11887108
    Abstract: In some implementations, a user device may receive, via an application, object information associated with an object, wherein the object information identifies a value associated with the object and a location of the object. The user device may determine an adjustment factor that is associated with transactions performed in a region of the location. The user device may determine, based on the value and the adjustment factor, an adjusted value associated with the object. The user device may generate, based on the adjusted value, an arrangement of tokens for a transaction involving the object and the tokens. The user device may output, via a user interface of the application, an indication of the arrangement of tokens to assist a user with engaging in the transaction.
    Type: Grant
    Filed: October 1, 2021
    Date of Patent: January 30, 2024
    Assignee: Capital One Services, LLC
    Inventor: Margaret Crouse
  • Publication number: 20230252484
    Abstract: The disclosed technology relates to improved content deployment and orchestration to more effectively convert customers or users to paperless communication channels and facilitate increased digital engagement. An exemplary system may obtain user context data associated with a user following a trigger event. The system may then apply a trained machine learning model to the user context data to generate a likelihood score. The likelihood score may be indicative of a likelihood the user will enroll in a particular delivery option (e.g., paperless delivery) following the trigger event. Responsive to determining the likelihood score exceeds a threshold, the system may output content to the second user that may be identified based on a type of the trigger event and may be targeted to encourage enrollment in the delivery option. In addition to outputting the content, the system may be configured to establish orchestration for subsequent automated content delivery for the user.
    Type: Application
    Filed: February 8, 2022
    Publication date: August 10, 2023
    Inventors: Margaret Crouse, Michael Mossoba, Joanna Rees Snead, Lesley Newton, Dagmawit Metty Fisseha, Kelly Morse Kornman
  • Publication number: 20230109299
    Abstract: In some implementations, a user device may receive, via an application, object information associated with an object, wherein the object information identifies a value associated with the object and a location of the object. The user device may determine an adjustment factor that is associated with transactions performed in a region of the location. The user device may determine, based on the value and the adjustment factor, an adjusted value associated with the object. The user device may generate, based on the adjusted value, an arrangement of tokens for a transaction involving the object and the tokens. The user device may output, via a user interface of the application, an indication of the arrangement of tokens to assist a user with engaging in the transaction.
    Type: Application
    Filed: October 1, 2021
    Publication date: April 6, 2023
    Inventor: Margaret CROUSE
  • Publication number: 20230087986
    Abstract: In some implementations, a device may receive, via a non-textual image, presentation information indicating a set of items, an amount associated with each item included in the set of items, and a total amount associated with an exchange. The device may insert code into a document object model (DOM) of the GUI based on the presentation information to display, via the GUI, one or more user selection options that enable a selection of an item, from the set of items, and a selection of a portion of an amount associated with a selected item. The device may receive, via the GUI, a user selection that indicates one or more selected items and a portion of an amount for the selected item. The device may transmit, to a server device, credential information associated with an exchange medium to cause a transfer associated with the sub-exchange to be completed.
    Type: Application
    Filed: September 21, 2021
    Publication date: March 23, 2023
    Inventor: Margaret CROUSE
  • Publication number: 20210390521
    Abstract: Systems for helping a user manage external party-activity software objects by using machine-readable indicia. In one embodiment, an exemplary computer-implemented method may comprise receiving a first request to link a digital profile of the application end user associated with the entity with a third-party entity. In response to receiving the first request, the second request is sent to a second server associated with the third-party entity, and a third request is received from the application end user for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia.
    Type: Application
    Filed: August 30, 2021
    Publication date: December 16, 2021
    Inventors: John Crowson, Rocky Gray, Margaret Crouse, Asawari Kanitkar
  • Patent number: 11113678
    Abstract: Systems for helping a user manage external party-activity software objects by using machine-readable indicia. In one embodiment, an exemplary computer-implemented method may comprise receiving a first request to link a digital profile of the application end user associated with the entity with a third-party entity. In response to receiving the first request, the second request is sent to a second server associated with the third-party entity, and a third request is received from the application end user for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia.
    Type: Grant
    Filed: December 17, 2019
    Date of Patent: September 7, 2021
    Assignee: Capital One Services, LLC
    Inventors: John Crowson, Rocky Gray, Margaret Crouse, Asawari Kanitkar
  • Publication number: 20210184853
    Abstract: Systems for helping a user manage external party-activity software objects by using machine-readable indicia. In one embodiment, an exemplary computer-implemented method may comprise receiving a first request to link a digital profile of the application end user associated with the entity with a third-party entity. In response to receiving the first request, the second request is sent to a second server associated with the third-party entity, and a third request is received from the application end user for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia.
    Type: Application
    Filed: December 17, 2019
    Publication date: June 17, 2021
    Inventors: John Crowson, Rocky Gray, Margaret Crouse, Asawari Kanitkar