Patents by Inventor Margaret Rosen

Margaret Rosen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9195999
    Abstract: Systems, methods, and computer-readable storage media are provided for routing electronic invoices. The computer system is in data communication with a network. The computer system is programmed to receive an electronic invoice in a first electronic invoice format via the network, translate the electronic invoice from the first electronic invoice format to an intermediary electronic invoice format, and identify, using the processor, a second electronic invoice format that is different than the first electronic invoice format. The computer system is further programmed to translate the electronic invoice from the intermediary electronic invoice format to the second electronic invoice format and transmit the electronic invoice in the second electronic invoice format via the network.
    Type: Grant
    Filed: October 24, 2012
    Date of Patent: November 24, 2015
    Assignee: MasterCard International Incorporated
    Inventors: Shari Krikorian, Margaret Rosen
  • Publication number: 20140114825
    Abstract: Systems, methods, and computer-readable storage media are provided for routing electronic invoices. The computer system is in data communication with a network. The computer system is programmed to receive an electronic invoice in a first electronic invoice format via the network, translate the electronic invoice from the first electronic invoice format to an intermediary electronic invoice format, and identify, using the processor, a second electronic invoice format that is different than the first electronic invoice format. The computer system is further programmed to translate the electronic invoice from the intermediary electronic invoice format to the second electronic invoice format and transmit the electronic invoice in the second electronic invoice format via the network.
    Type: Application
    Filed: October 24, 2012
    Publication date: April 24, 2014
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Shari Krikorian, Margaret Rosen
  • Patent number: 8626653
    Abstract: Systems, methods, and computer-readable storage media are provided for processing electronic cross-border payments. The computer system is coupled to a payment network. The computer system is programmed to receive an identification of a payee, receive a destination currency and a payment amount, determine an exchange rate based on the destination currency and an origination currency, wherein the origination currency is based on a payor bank account, and determine a total transaction cost for converting the payment amount from the origination currency to the destination currency and for transmitting payment data over the payment network, wherein the total transaction cost includes the payment amount. The computer system is also programmed to transmit payment data over the payment network, wherein the transmission of payment data represents the payment amount being transferred from the payor bank account to a payee bank account. Remittance information may also be transmitted from payor to payee.
    Type: Grant
    Filed: August 22, 2012
    Date of Patent: January 7, 2014
    Assignee: MasterCard International Incorporated
    Inventors: Shari Krikorian, Margaret Rosen