Patents by Inventor Margaret Sue Ellis

Margaret Sue Ellis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Analyzing investment data
    Patent number: 8015091
    Abstract: A system and method for analyzing loan data to identify risk. In a database, loan data is stored with one or more associated characteristics. The system includes a risk filtering engine is in communication with the database so that a user may apply one or more risk filters to the loan data to identify particular loans with particular risk characteristics. The system further includes a loss estimation engine for providing an estimated loss for each loan, a probability of loss engine for determining a probability of loss for each loan, and a loss list engine for generating a list of loans with heightened risk of loss.
    Type: Grant
    Filed: November 21, 2001
    Date of Patent: September 6, 2011
    Assignee: Clayton Fixed Income Services, Inc.
    Inventor: Margaret Sue Ellis
  • Credit risk managing loan pools
    Patent number: 7783562
    Abstract: A system providing a comprehensive tool useful in credit risk managing a set of loans. The system includes a method for obtaining an estimated financial outcome, i.e., a gain or a loss, for a particular loan, and applying the estimated loss for to the set. The system also includes a method for obtaining a probability of a loss for a particular loan, and applying the probability of loss to the set. The system further includes the generation of a list of loans from the set of loans with a heightened risk of loss.
    Type: Grant
    Filed: November 21, 2001
    Date of Patent: August 24, 2010
    Assignee: Clayton Fixed Income Services Inc.
    Inventor: Margaret Sue Ellis
  • Credit risk managing loan pools
    Patent number: 7729983
    Abstract: A system providing a comprehensive tool useful in credit risk managing a set of loans. The system includes a method for obtaining an estimated financial outcome, i.e., a gain or a loss, for a particular loan, and applying the estimated loss for to the set. The system also includes a method for obtaining a probability of a loss for a particular loan, and applying the probability of loss to the set. The system further includes the generation of a list of loans from the set of loans with a heightened risk of loss.
    Type: Grant
    Filed: October 12, 2007
    Date of Patent: June 1, 2010
    Assignee: Clayton Fixed Income Services Inc.
    Inventor: Margaret Sue Ellis