Patents by Inventor Margaret Szeto

Margaret Szeto has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11694182
    Abstract: Some embodiments of the invention provide a convenient system and method of displaying payment device specific functions. In other words, systems and methods are provided that allow different functions to be displayed and used for different payment devices provisioned on a communication device. These embodiments allow users to perform certain allowed functions on one payment device, and other, potentially different functions on another payment device.
    Type: Grant
    Filed: May 19, 2022
    Date of Patent: July 4, 2023
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Margaret Szeto, Jaesung Park, Kellen Mannion
  • Publication number: 20220277288
    Abstract: Some embodiments of the invention provide a convenient system and method of displaying payment device specific functions. In other words, systems and methods are provided that allow different functions to be displayed and used for different payment devices provisioned on a communication device. These embodiments allow users to perform certain allowed functions on one payment device, and other, potentially different functions on another payment device.
    Type: Application
    Filed: May 19, 2022
    Publication date: September 1, 2022
    Inventors: Margaret Szeto, Jaesung Park, Kellen Mannion
  • Patent number: 11373162
    Abstract: Some embodiments of the invention provide a convenient system and method of displaying payment device specific functions. In other words, systems and methods are provided that allow different functions to be displayed and used for different payment devices provisioned on a communication device. These embodiments allow users to perform certain allowed functions on one payment device, and other, potentially different functions on another payment device.
    Type: Grant
    Filed: June 5, 2017
    Date of Patent: June 28, 2022
    Assignee: Visa International Service Association
    Inventors: Margaret Szeto, Jaesung Park, Kellen Mannion
  • Publication number: 20220138717
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Application
    Filed: January 18, 2022
    Publication date: May 5, 2022
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Patent number: 11257059
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Grant
    Filed: October 22, 2019
    Date of Patent: February 22, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Patent number: 11144941
    Abstract: A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.
    Type: Grant
    Filed: October 31, 2019
    Date of Patent: October 12, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Chunxi Jiang, Justin Yoo, Myra Sandoval, Margaret Szeto
  • Patent number: 10803504
    Abstract: A computerized method for integrating actionable items using a messaging artificial intelligence. A first actionable item is provided to a user for selection. In response to the selection, a processor activates a messaging artificial intelligence (“AI”) for instantiation in a messaging software. The messaging AI interacts with the user in the messaging software as a function of the message and the action and obtains parameters for the action. The messaging AI determines to terminate the interaction and, once terminated, the messaging AI generates a second actionable item for execution by a data payload execution platform. The data payload execution platform executes the second actionable item to complete processing of the action in the first actionable item.
    Type: Grant
    Filed: September 8, 2017
    Date of Patent: October 13, 2020
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Thomas Purves, Margaret Szeto, Chunxi Jiang
  • Publication number: 20200065844
    Abstract: A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.
    Type: Application
    Filed: October 31, 2019
    Publication date: February 27, 2020
    Inventors: Chunxi Jiang, Justin Yoo, Myra Sandoval, Margaret Szeto
  • Publication number: 20200051053
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Application
    Filed: October 22, 2019
    Publication date: February 13, 2020
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Patent number: 10546312
    Abstract: A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.
    Type: Grant
    Filed: March 29, 2017
    Date of Patent: January 28, 2020
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Chunxi Jiang, Justin Yoo, Myra Sandoval, Margaret Szeto
  • Patent number: 10489768
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: November 26, 2019
    Assignee: Visa International Service Association
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Publication number: 20190087808
    Abstract: Embodiments of the invention are directed to a method of quickly displaying available payment device accounts with an application on a mobile device without requiring a password from a user. In one embodiment, information displayed includes available balances and rewards associated with the payment device accounts. Embodiments of the invention allow a user to quickly see this information without having to enter his or her authentication credentials each and every time this information is needed. Embodiments of the invention can also be seen as more secure as other methods and systems as the user does not have to log into the actual application itself, which may contain sensitive information.
    Type: Application
    Filed: June 2, 2017
    Publication date: March 21, 2019
    Inventors: George PERRY, Margaret SZETO, Jaesung PARK, Kellen MANNION, Yobel MUCHANG
  • Publication number: 20180285859
    Abstract: A method of assisting with payment of a transaction involving a first user and a second user using a CardBot System including a CardBot API residing in a chat platform is disclosed. The method includes receiving a request for an action to be taken from the first user, receiving identifying information from the first user regarding the second user, receiving information pertaining to the action to be taken, and receiving parameters for the action to be taken. The method includes the step of performing the action to be taken based on the information pertaining to the action to be taken and parameters for the action to be taken. The performance of the action includes a calculation of an amount to be paid by the first user. The method includes the step of facilitating the sending of the amount to be paid from a first payment account to a second payment account.
    Type: Application
    Filed: March 29, 2017
    Publication date: October 4, 2018
    Inventors: Chunxi Jiang, Justin Yoo, Myra Sandoval, Margaret Szeto
  • Publication number: 20180068365
    Abstract: A computerized method for integrating actionable items using a messaging artificial intelligence. A first actionable item is provided to a user for selection. In response to the selection, a processor activates a messaging artificial intelligence (“AI”) for instantiation in a messaging software. The messaging AI interacts with the user in the messaging software as a function of the message and the action and obtains parameters for the action. The messaging AI determines to terminate the interaction and, once terminated, the messaging AI generates a second actionable item for execution by a data payload execution platform. The data payload execution platform executes the second actionable item to complete processing of the action in the first actionable item.
    Type: Application
    Filed: September 8, 2017
    Publication date: March 8, 2018
    Inventors: Thomas Purves, Margaret Szeto, Chunxi Jiang
  • Patent number: D826245
    Type: Grant
    Filed: June 3, 2016
    Date of Patent: August 21, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Margaret Szeto, Jaesung Park, Kellen Mannion
  • Patent number: D864244
    Type: Grant
    Filed: January 17, 2018
    Date of Patent: October 22, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Margaret Szeto, Amy Poon Kar Sin, Lawrence Chang, Johan Bertil Rundberg
  • Patent number: D864245
    Type: Grant
    Filed: January 17, 2018
    Date of Patent: October 22, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Margaret Szeto, Amy Poon Kar Sin, Lawrence Chang, Johan Bertil Rundberg, Marco Huerta, Alejandro Marroquin
  • Patent number: D884721
    Type: Grant
    Filed: April 17, 2018
    Date of Patent: May 19, 2020
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Miguel Lunaparra, Michael Sequeira, Margaret Szeto, Emilio Passi, Shayne Ingham, Jared Benson, Paul Dyrwal
  • Patent number: D885421
    Type: Grant
    Filed: December 19, 2018
    Date of Patent: May 26, 2020
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Miguel Lunaparra, Michael Sequeira, Margaret Szeto, Emilio Passi, Shayne Ingham, Jared Benson, Paul Dyrwal
  • Patent number: D917518
    Type: Grant
    Filed: July 21, 2016
    Date of Patent: April 27, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Miguel Lunaparra, Michael Sequeira, Margaret Szeto, Emilio Passi, Shayne Ingham, Jared Benson, Paul Dyrwal