Abstract: A beach accessory in the form of a combined beach towel--chair cover--tote bag, comprising an elongated strip of absorbent towelling having pockets on its opposite major surfaces at one end, at least one of said pockets being large enough to store the entire length of towelling not covered by the pockets, the pockets opening inwardly of the towelling and having stringing through casings along their free edges to allow closure thereof to form a tote bag for said towelling and other articles to be carried.