Patents by Inventor Maria Abdul Karim

Maria Abdul Karim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for identifying early terminating loan customers
    Patent number: 7392221
    Abstract: Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the steps of using an early termination model to identify customers likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract, notifying those customers of new loan opportunities at competitive loan interest rates and attempting to cross sell new loans to the customers before the customer early terminates their existing loan.
    Type: Grant
    Filed: April 6, 2001
    Date of Patent: June 24, 2008
    Assignee: General Electric Capital Corporation
    Inventors: Oumar Nabe, David J. Fogarty, Ian R. Bell, Maria Abdul Karim, Rossen G. Valtchanov
  • Methods and systems for identifying early terminating loan customers
    Publication number: 20030097329
    Abstract: Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the steps of using an early termination model to identify customers likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract, notifying those customers of new loan opportunities at competitive loan interest rates and attempting to cross sell new loans to the customers before the customer early terminates their existing loan.
    Type: Application
    Filed: April 6, 2001
    Publication date: May 22, 2003
    Inventors: Oumar Nabe, David J. Fogarty, Ian R. Bell, Maria Abdul Karim, Rossen G. Valtchanov