Patents by Inventor Marie Jeannette Floyd

Marie Jeannette Floyd has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Authentication circle shared expenses with extended family and friends
    Patent number: 11687982
    Abstract: Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.
    Type: Grant
    Filed: September 5, 2022
    Date of Patent: June 27, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Balin Kina Brandt, Laura Fisher, Marie Jeannette Floyd, Katherine J. McGee, Teresa Lynn Rench, Sruthi Vangala
  • Authentication circle shared expenses with extended family and friends
    Patent number: 11436587
    Abstract: Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: September 6, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Balin Kina Brandt, Laura Fisher, Marie Jeannette Floyd, Katherine J. McGee, Teresa Lynn Rench, Sruthi Vangala
  • Authentication circle management
    Patent number: 11386412
    Abstract: An approach for establishing and managing authentication circles is disclosed. The circles may be used to facilitate management of accounts, goals, or resources of one or more entities, or to provide an integrated view of the circumstances of, for example, family members or other interrelated persons. A person receiving assistance with the management of one or more accounts need not disclose authentication credentials to persons helping manage the accounts, enhancing security. Members may view members and access accounts administered by separate computing systems without needing credentials for each member, account, and/or computing system. The multiple accounts (which may be held at multiple institutions) need not be accessed individually by each member of the authentication circle, saving time and computing resources of users.
    Type: Grant
    Filed: January 2, 2019
    Date of Patent: July 12, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Balin Kina Brandt, Laura Fisher, Marie Jeannette Floyd, Katherine J. McGee, Teresa Lynn Rench, Sruthi Vangala
  • Authentication circle shared expenses with extended family and friends
    Patent number: 10909582
    Abstract: Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.
    Type: Grant
    Filed: March 27, 2019
    Date of Patent: February 2, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Balin Kina Brandt, Laura Fisher, Marie Jeannette Floyd, Katherine J. McGee, Teresa Lynn Rench, Sruthi Vangala