Abstract: A digital programmable smart card terminal device and token collectively known as the token device is disclosed. The token device comprises a field programmable token device which accepts a user's smart card. The combination of token device and smart card may then be used for a variety of applications that include user authentication, secure access, encryption. One specific application is that of an electronic wallet. In one embodiment, an electronic smart card terminal includes a smart card reader adapted to receive and communicate with a smart card having smart card data stored thereon; token personality logic programmed based on the smart card data as a token personality subsequent to insertion of the smart card in the smart card reader; and a communications mechanism for communicating authentication data derived from the token personality. Since the smart card terminal only gains its token personality when a smart card is inserted, manufacture and distribution of the terminal on a wide scale is possible.

Abstract: This invention relates to a system comprising a unified identity management system (2) for the users (3) within a certain area on which it is centered intended to create a unified identity means (23) with which the user one and the same account employs to make themselves known, and this to authenticate for various applications based on different application containers (63). For instance, users (3) access to multiple applications using 1 bill. The authentication process implements a two- factor authentication is based on a knowledge and possession factor, with the use of specific codes, and a two-stage mechanism to achieve a user experience, which is remarkable in that the authentication mechanism is provided with mobile detection means for detecting whether there are 2 copies of the same mobile registration active which action to take if this is the case. The user experience comprises two main steps: scanning a QR tag and the attachment of the context to provide by insertion of a PIN code.

Abstract: A digital programmable smart card terminal device and token collectively known as the token device is disclosed. The token device comprises a field programmable token device which accepts a user's smart card. The combination of token device and smart card may then be used for a variety of applications that include user authentication, secure access, encryption. One specific application is that of an electronic wallet. In one embodiment, an electronic smart card terminal includes a smart card reader adapted to receive and communicate with a smart card having smart card data stored thereon; token personality logic programmed based on the smart card data as a token personality subsequent to insertion of the smart card in the smart card reader; and a communications mechanism for communicating authentication data derived from the token personality. Since the smart card terminal only gains its token personality when a smart card is inserted, manufacture and distribution of the terminal on a wide scale is possible.

Abstract: The invention defines a digital programmable smart card terminal device and token collectively known as the token device. The token device comprises a field programmable token device which accepts a users smart card. The combination of token device and smart card may then be used for a variety of applications that include user authentication, secure access, encryption. One specific application is that of an electronic wallet. The token device can be used both in connected and unconnected modes.

Abstract: Device for providing an authenticated access to the Internet based services, which is remarkable in that it comprises a unified identity management system (2), which is centered on the user (3) for generating a unified identity means (23) intended for users (3) within a particular area, so that this user is able to use the same account to make himself known and to authenticate this for various applications (31, 32, 33, 34, 61), possibly based on different application owners (63); and associated method therefor.

Abstract: The invention defines a digital programmable smart card terminal device and token collectively known as the token device. The token device comprises a field programmable token device which accepts a users smart card. The combination of token device and smart card may then be used for a variety of applications that include user authentication, secure access, encryption. One specific application is that of an electronic wallet. The token device can be used both in connected and unconnected modes.

Abstract: A secure authentication code is provided. A authentication code generator has an internal-key biometric input arrangement, for storing a password derived from the biometric input, and for generating a transaction code based on a transaction input, a biometric input, and the internal key. A personal key is derived based on the internal key and a biometric input, and transferring the personal key to a server in a secure initialization session. The authentication code generator is used to derive a transaction code for each transaction that is communicated to the server at the time when transaction parameters are transmitted to the server. At the server level, the transaction parameters and the personal key are used to generate a reference that is compared with the transaction code to authenticate the transaction.