Patents by Inventor Mario Manfre

Mario Manfre has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ELECTRONIC CONFIRMATION TO DEBIT OR CREDIT AN ACCOUNT
    Publication number: 20080029592
    Abstract: A method for processing a check transaction includes receiving transaction information that is transmitted by a terminal; determining eligibility of the transaction for payment via a bank account; providing an electronic authorization response that is transmitted to the terminal, the authorization response including a unique transaction identifier if the transaction is eligible for payment via the bank account; and receiving an electronic response packet that is transmitted by the terminal if the transaction is eligible for payment via the bank account, the response packet including the unique transaction identifier and a transaction decision regarding payment via the bank account.
    Type: Application
    Filed: August 22, 2007
    Publication date: February 7, 2008
    Inventors: Mario Manfre, Christopher Schmid