Patents by Inventor Marjorie Faith Zarin

Marjorie Faith Zarin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND APPARATUS FOR PROVIDING PRE-EXISTING AND PROSPECTIVE CUSTOMERS WITH AN IMMEDIATELY ACCESSIBLE ACCOUNT
    Publication number: 20110166923
    Abstract: A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation of the invention, a party may be driven to the on-line application system via the internet to conduct a transaction in response to an invitation to enroll in a special program. Upon entering the on-line application system, the accessing party may be unilaterally given the opportunity to apply for a special offer, which has been tailored to the accessing party's credit profile.
    Type: Application
    Filed: March 14, 2011
    Publication date: July 7, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Marjorie Faith Zarin, Rachel Glim, Heather D. Kay, Timothy Patrick Lewis, Rhene Meyer, Dafna Sarnoff, Robert P. Cichon
  • Method and apparatus for providing pre-existing customers and prospective customers with an immediately accessible account
    Patent number: 7930244
    Abstract: A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation of the invention, a party may be driven to the on-line application system via the internet to conduct a transaction in response to an invitation to enroll in a special program. Upon entering the on-line application system, the accessing party may be unilaterally given the opportunity to apply for a special offer, which has been tailored to the accessing party's credit profile.
    Type: Grant
    Filed: July 6, 2010
    Date of Patent: April 19, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Marjorie Faith Zarin, Rachel Glim, Heather D. Kay, Timothy Patrick Lewis, Rhene Meyer, Dafna Sarnoff, Robert P. Cichon
  • METHOD AND APPARATUS FOR PROVIDING PRE-EXISTING CUSTOMERS AND PROSPECTIVE CUSTOMERS WITH AN IMMEDIATELY ACCESSIBLE ACCOUNT
    Publication number: 20100274701
    Abstract: A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation of the invention, a party may be driven to the on-line application system via the internet to conduct a transaction in response to an invitation to enroll in a special program. Upon entering the on-line application system, the accessing party may be unilaterally given the opportunity to apply for a special offer, which has been tailored to the accessing party's credit profile.
    Type: Application
    Filed: July 6, 2010
    Publication date: October 28, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Marjorie Faith Zarin, Rachel Glim, Heather D. Kay, Timothy Patrick Lewis, Rhene Meyer, Dafna Sarnoff, Robert P. Cichon
  • Method and apparatus for providing pre-existing and prospective customers with an immediately accessible account
    Patent number: 7778920
    Abstract: A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation of the invention, a party may be driven to the on-line application system via the internet to conduct a transaction in response to an invitation to enroll in a special program. Upon entering the on-line application system, the accessing party may be unilaterally given the opportunity to apply for a special offer, which has been tailored to the accessing party's credit profile.
    Type: Grant
    Filed: February 25, 2002
    Date of Patent: August 17, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Marjorie Faith Zarin, Rachel Glim, Heather D. Kay, Timothy Patrick Lewis, Rhene Meyer, Dafna Sarnoff, Robert P. Cichon
  • Method and apparatus for providing pre-existing and prospective customers with an immediately accessible account
    Publication number: 20020138418
    Abstract: A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation of the invention, a party may be driven to the on-line application system via the internet to conduct a transaction in response to an invitation to enroll in a special program. Upon entering the on-line application system, the accessing party may be unilaterally given the opportunity to apply for a special offer, which has been tailored to the accessing party's credit profile.
    Type: Application
    Filed: February 25, 2002
    Publication date: September 26, 2002
    Inventors: Marjorie Faith Zarin, Rachel Glim, Heather D. Kay, Timothy Patrick Lewis, Rhene Meyer, Dafna Sarnoff, Robert P. Cichon