Abstract: A first inspection of insured property is performed to detect hazardous conditions related to the insured property. This first inspection is performed using a first set of imagery data received from one or more imagery data sources. One or more preventive measures are recommended to address the detected hazardous conditions based on analysis of the first set of imagery data. A second inspection is performed using a second set of imagery data received from the imagery data sources. The second inspection is performed to verify that recommended preventive measures have been taken. The first and second sets of imagery data may contain satellite and aerial imagery. The imagery data sources may provide information such as an image of an insured property's roof, an image of a terrain surrounding the insured property, or any other aerial images.

Abstract: A first inspection of insured property is performed to detect hazardous conditions related to the insured property. This first inspection is performed using a first set of imagery data received from one or more imagery data sources. One or more preventive measures are recommended to address the detected hazardous conditions based on analysis of the first set of imagery data. A second inspection is performed using a second set of imagery data received from the imagery data sources. The second inspection is performed to verify that recommended preventive measures have been taken. The first and second sets of imagery data may contain satellite and aerial imagery. The imagery data sources may provide information such as an image of an insured property's roof, an image of a terrain surrounding the insured property, or any other aerial images.

Abstract: A system and method provide determining a risk of a natural hazard associated with a piece of real property and identifying mitigatable items located around the property by collecting local data using at least one sensor. The local data includes information related to risk factors associated with the property. In an embodiment, the local data is collected using a mobile computing device that includes at least one sensor and a mobile application. External data may be also combined with the local data for further analysis to identify mitigatable items. After identifying mitigatable items around the property, the mitigatable items can be modified or removed to reduce the risk of a natural hazard associated with the property. The systems and methods further include computing, using a data processor, an insurance premium of an insurance policy using a computed risk level of a natural hazard associated with the property.

Abstract: A computer-implemented system for collecting and assessing wildfire hazard data comprising a mobile device with an application installed on the mobile device for on-site collection of wildfire hazard data and a wildfire risk assessment provider server. The data collected on the mobile device is merged with data at the wildfire risk assessment provider server to produce underwriting risk scores and reports for insurers, education-aimed recommendations and reports for policyholders, wildfire risk alerts for mobile device application users, strategies for client-to-policyholder wildfire awareness communication, and strategies for wildfire response teams used to drive pre-suppression and active fire actions. A method utilizing the system described above.

Abstract: A system and method provide determining a wildfire risk associated with home and identifying mitigatable features located on and around the home. An inspection list of questions is presented to a user through a mobile computing device, and images are captured by a camera included in the mobile computing device. In an embodiment, an image can be captured using augmented visual assistance through a mobile application. A wildfire risk associated with the home can be determined at least based on answers to the questions in the inspection list and captured images. In another embodiment, a virtual reality game for simulating a wildfire behavior is provided. The wildfire behavior can be re-simulated during the game after removing or modifying mitigatable features on or around the home. In yet another embodiment, a system and method for determining a building status and location is provided in real-time during an active fire.

Abstract: A system and method provide determining a wildfire risk associated with home and identifying mitigatable features located on and around the home. An inspection list of questions is presented to a user through a mobile computing device, and images are captured by a camera included in the mobile computing device. In an embodiment, an image can be captured using augmented visual assistance through a mobile application. A wildfire risk associated with the home can be determined at least based on answers to the questions in the inspection list and captured images. In another embodiment, a virtual reality game for simulating a wildfire behavior is provided. The wildfire behavior can be re-simulated during the game after removing or modifying mitigatable features on or around the home. In yet another embodiment, a system and method for determining a building status and location is provided in real-time during an active fire.