Patents by Inventor Mark Andrew Nipe

Mark Andrew Nipe has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
    Patent number: 11205160
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Grant
    Filed: May 16, 2019
    Date of Patent: December 21, 2021
    Assignee: FIDELITY INFORMATION SERVICES, LLC
    Inventors: Whitney Hilton Stewart, Matthew Lacey Peterson, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • ELECTRONIC PAYMENT AND AUTHENTICATION SYSTEM WITH DEBIT AND IDENTIFICATION DATA VERIFICATION AND ELECTRONIC CHECK CAPABILITIES
    Publication number: 20200294005
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Application
    Filed: May 29, 2020
    Publication date: September 17, 2020
    Inventors: Whitney Hilton Stewart, Matthew Lacey Peterson, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • ELECTRONIC PAYMENT AND AUTHENTICATION SYSTEM WITH DEBIT AND IDENTIFICATION DATA VERIFICATION AND ELECTRONIC CHECK CAPABILITIES
    Publication number: 20190279171
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Application
    Filed: May 16, 2019
    Publication date: September 12, 2019
    Inventors: Whitney Hilton Stewart, Matthew Lacey Peterson, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
    Patent number: 10318934
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Grant
    Filed: February 25, 2013
    Date of Patent: June 11, 2019
    Assignee: eFunds Corporation
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
    Patent number: 8401966
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Grant
    Filed: September 26, 2011
    Date of Patent: March 19, 2013
    Assignee: eFunds Corporation
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • ELECTRONIC PAYMENT AND AUTHENTICATION SYSTEM WITH DEBIT AND IDENTIFICATION DATA VERIFICATION AND ELECTRONIC CHECK CAPABILITIES
    Publication number: 20120016800
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Application
    Filed: September 26, 2011
    Publication date: January 19, 2012
    Applicant: EFUNDS CORPORATION
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
    Patent number: 8060441
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Grant
    Filed: May 24, 2010
    Date of Patent: November 15, 2011
    Assignee: eFunds Corporation
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • ELECTRONIC PAYMENT AND AUTHENTICATION SYSTEM WITH DEBIT AND IDENTIFICATION DATA VERIFICATION AND ELECTRONIC CHECK CAPABILITIES
    Publication number: 20100318460
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Application
    Filed: May 24, 2010
    Publication date: December 16, 2010
    Applicant: EFUNDS CORPORATION
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
    Patent number: 7752132
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Grant
    Filed: February 25, 2002
    Date of Patent: July 6, 2010
    Assignee: eFunds Corporation
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates
  • Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
    Publication number: 20020120846
    Abstract: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer.
    Type: Application
    Filed: February 25, 2002
    Publication date: August 29, 2002
    Inventors: Whitney Hilton Stewart, Matthew Lacey Petersen, Brian John Gallmeier, Teresa Marie Crews, Mark Andrew Nipe, James Michael Haire, Robert Lawrence Hill, Michael Richard Bates