Patents by Inventor Mark David Edwards

Mark David Edwards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8027852
    Abstract: A system for providing an insurance product for at least one insured customer, including a communication device for receiving at least one application, each application associated with an applicant and including information about the applicant, a processor configured to determine for each application if the applicant qualifies as an insured customer, and a memory configured for storing an account record associated with each insured customer having at least one insured event associated with that insured customer, a benefit amount payable in association with the at least one insured event, an insurance cost, and a cash value based on predetermined account record factors, wherein the processor may define a reserve fund, determine an investment performance associated with the reserve fund during at least one period of time, and calculate a performance credit amount based on the investment performance of the reserve fund and the cash value.
    Type: Grant
    Filed: August 1, 2008
    Date of Patent: September 27, 2011
    Assignee: The Manufacturers Life Insurance Company
    Inventors: Christopher Joseph Fievoli, Mark David Edwards, Michelle Maria Enrica Lennox, Stephen Ted Krupicz
  • Publication number: 20100030583
    Abstract: A system for providing an insurance product for at least one insured customer, including a communication device for receiving at least one application, each application associated with an applicant and including information about the applicant, a processor configured to determine for each application if the applicant qualifies as an insured customer, and a memory configured for storing an account record associated with each insured customer having at least one insured event associated with that insured customer, a benefit amount payable in association with the at least one insured event, an insurance cost, and a cash value based on predetermined account record factors, wherein the processor may define a reserve fund, determine an investment performance associated with the reserve fund during at least one period of time, and calculate a performance credit amount based on the investment performance of the reserve fund and the cash value.
    Type: Application
    Filed: August 1, 2008
    Publication date: February 4, 2010
    Inventors: Christopher Joseph Fievoli, Mark David Edwards, Michelle Maria Enrica Lennox, Stephen Ted Krupicz