Patents by Inventor Mark David Hanson

Mark David Hanson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12148040
    Abstract: Systems, methods, and computer program products are provided for directing cash flows associated with a mortgage-backed security to back other securities without collapsing the original mortgage-backed security. A mortgage-backed security /an/or a set of loans is analyzed to identify cash flows from mortgages having specific desirable characteristics, and the cash flows are directed to subgroups or pools that support new mortgage-backed securities. The new securities make the desirable cash flows available to an issuer or prospective investor without collapsing the original mortgage-backed security.
    Type: Grant
    Filed: June 22, 2023
    Date of Patent: November 19, 2024
    Assignee: FEDERAL HOME LOAN MORTGAGE CORPORATION (Freddie Mac)
    Inventors: Mark David Hanson, Marian J. Gora, Menner Abdullatief Tatang, Kalpana Rumburg, Xiaolan Pang, Philip Martin Dunn
  • Patent number: 11727492
    Abstract: Systems, methods, and computer program products are provided for directing cash flows associated with a mortgage-backed security to back other securities without collapsing the original mortgage-backed security. A mortgage-backed security/an/or a set of loans is analyzed to identify cash flows from mortgages having specific desirable characteristics, and the cash flows are directed to subgroups or pools that support new mortgage-backed securities. The new securities make the desirable cash flows available to an issuer or prospective investor without collapsing the original mortgage-backed security.
    Type: Grant
    Filed: November 23, 2020
    Date of Patent: August 15, 2023
    Assignee: FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)
    Inventors: Mark David Hanson, Marian J. Gora, Menner Abdullatief Tatang, Kalpana Rumburg, Xiaolan Pang, Philip Martin Dunn
  • Patent number: 10846794
    Abstract: Systems, methods, and computer program products are provided for directing cash flows associated with a mortgage-backed security to back other securities without collapsing the original mortgage-backed security. A mortgage-backed security/an/or a set of loans is analyzed to identify cash flows from mortgages having specific desirable characteristics, and the cash flows are directed to subgroups or pools that support new mortgage-backed securities. The new securities make the desirable cash flows available to an issuer or prospective investor without collapsing the original mortgage-backed security.
    Type: Grant
    Filed: August 26, 2013
    Date of Patent: November 24, 2020
    Assignee: Federal Home Loan Mortgage Corporation (FREDDIE MAC)
    Inventors: Mark David Hanson, Marian J. Gora, Menner Abdullatief Tatang, Kalpana Rumburg, Xiaolan Pang, Philip Martin Dunn
  • Patent number: 8521644
    Abstract: Systems, methods, and computer program products are provided for directing cash flows associated with a mortgage-backed security to back other securities without collapsing the original mortgage-backed security. A mortgage-backed security/an/or a set of loans is analyzed to identify cash flows from mortgages having specific desirable characteristics, and the cash flows are directed to subgroups or pools that support new mortgage-backed securities. The new securities make the desirable cash flows available to an issuer or prospective investor without collapsing the original mortgage-backed security.
    Type: Grant
    Filed: June 23, 2006
    Date of Patent: August 27, 2013
    Assignee: Federal Home Loan Mortgage Corporation
    Inventors: Mark David Hanson, Marian J. Gora, Menner Abdullatief Tatang, Kalpana Rumburg, Xiaolan Pang, Philip Martin Dunn