Patents by Inventor Mark Edward Bowman
Mark Edward Bowman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10657502Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.Type: GrantFiled: April 27, 2015Date of Patent: May 19, 2020Assignee: FISERV, INC.Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
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Patent number: 10459935Abstract: Systems, methods and computer-readable media are disclosed for generating integrated data records by correlating source data records stored at different registry source data repositories. A set of source data records is retrieved based on execution of one or more search queries against a set of registry source data repositories. A data record matching rule is selected for execution on the set of source data records. The matching rule specifies one or more input properties, each of which specifies at least one data field designator, and optionally, a matching algorithm and an input property match threshold value. The matching rule is executed on pairwise combinations of source data records to obtain a set of matched source data records. An integrated data record is generated and populated with respective data from each of one or more of the matched source data records. The integrated data record is linked to each source record.Type: GrantFiled: September 11, 2015Date of Patent: October 29, 2019Assignee: FISERV, INC.Inventors: Mark Edward Bowman, Vikram Gupta, Phillip Andrew Schroder, Gregory David Smelker, Amirali Sunderji, Mary Elizabeth Lawson, Timothy Allen Ruhe
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Patent number: 10296627Abstract: Systems, methods and computer-readable media are disclosed for generating integrated data records by correlating source data records stored at different registry source data repositories. A set of source data records is retrieved based on execution of one or more search queries against a set of registry source data repositories. A data record matching rule is selected for execution on the set of source data records. The matching rule specifies one or more input properties, each of which specifies at least one data field designator, and optionally, a matching algorithm and an input property match threshold value. The matching rule is executed on pairwise combinations of source data records to obtain a set of matched source data records. An integrated data record is generated and populated with respective data from each of one or more of the matched source data records. The integrated data record is linked to each source record.Type: GrantFiled: August 18, 2015Date of Patent: May 21, 2019Assignee: FISERV, INC.Inventors: Mark Edward Bowman, Vikram Gupta, Phillip Andrew Schroder, Gregory David Smelker, Amirali Sunderji
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Patent number: 10185946Abstract: Systems, methods and computer-readable media for facilitating the provision of content associated with a financial transaction are disclosed. The content may be identified by a requestor of the financial transaction or any party to the financial transaction. The content may also be generated by a service provider system that executes the financial transaction. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may facilitate access to the content by any of a variety of systems or users.Type: GrantFiled: December 31, 2014Date of Patent: January 22, 2019Assignee: FISERV, INC.Inventors: Mark Edward Bowman, Mark T. Harris, Sherry Pleasant Sondergaard, John Alexander Kell
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Publication number: 20170053002Abstract: Systems, methods and computer-readable media are disclosed for generating integrated data records by correlating source data records stored at different registry source data repositories. A set of source data records is retrieved based on execution of one or more search queries against a set of registry source data repositories. A data record matching rule is selected for execution on the set of source data records. The matching rule specifies one or more input properties, each of which specifies at least one data field designator, and optionally, a matching algorithm and an input property match threshold value. The matching rule is executed on pairwise combinations of source data records to obtain a set of matched source data records. An integrated data record is generated and populated with respective data from each of one or more of the matched source data records. The integrated data record is linked to each source record.Type: ApplicationFiled: August 18, 2015Publication date: February 23, 2017Inventors: Mark Edward Bowman, Vikram Gupta, Phillip Andrew Schroder, Gregory David Smelker, Amirali Sunderji
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Publication number: 20170053357Abstract: Systems, methods and computer-readable media are disclosed for generating integrated data records by correlating source data records stored at different registry source data repositories. A set of source data records is retrieved based on execution of one or more search queries against a set of registry source data repositories. A data record matching rule is selected for execution on the set of source data records. The matching rule specifies one or more input properties, each of which specifies at least one data field designator, and optionally, a matching algorithm and an input property match threshold value. The matching rule is executed on pairwise combinations of source data records to obtain a set of matched source data records. An integrated data record is generated and populated with respective data from each of one or more of the matched source data records. The integrated data record is linked to each source record.Type: ApplicationFiled: September 11, 2015Publication date: February 23, 2017Inventors: Mark Edward Bowman, Vikram Gupta, Phillip Andrew Schroder, Gregory David Smelker, Amirali Sunderji, Mary Elizabeth Lawson, Timothy Allen Ruhe
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Publication number: 20160189119Abstract: Systems, methods and computer-readable media for facilitating the provision of content associated with a financial transaction are disclosed. The content may be identified by a requestor of the financial transaction or any party to the financial transaction. The content may also be generated by a service provider system that executes the financial transaction. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may facilitate access to the content by any of a variety of systems or users.Type: ApplicationFiled: December 31, 2014Publication date: June 30, 2016Inventors: Mark Edward Bowman, Mark T. Harris, Sherry Sondergaard, John Alexander Kell
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Publication number: 20150242823Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.Type: ApplicationFiled: April 27, 2015Publication date: August 27, 2015Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
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Publication number: 20150242826Abstract: Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a party to the financial transaction on whose behalf a request associated with the financial transaction is received. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may be presented by a user interface associated with a financial institution in conjunction with other transaction information and may facilitate access to the content and presentation of the content to a user.Type: ApplicationFiled: April 29, 2015Publication date: August 27, 2015Inventors: Mark Edward Bowman, Mark T. Harris, Sherry Sondergaard, John Alexander Kell
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Publication number: 20150199670Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.Type: ApplicationFiled: January 13, 2015Publication date: July 16, 2015Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
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Publication number: 20140188728Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.Type: ApplicationFiled: December 31, 2012Publication date: July 3, 2014Applicant: Fiserv, Inc.Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
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Publication number: 20140108239Abstract: Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a party to the financial transaction on whose behalf a request associated with the financial transaction is received. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may be presented by a user interface associated with a financial institution in conjunction with other transaction information and may facilitate access to the content and presentation of the content to a user.Type: ApplicationFiled: December 18, 2013Publication date: April 17, 2014Applicant: FISERV, INC.Inventors: Mark Edward Bowman, Mark T. Harris, Sherry Pleasant Lewter, John Alexander Kell
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Publication number: 20140067672Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.Type: ApplicationFiled: August 31, 2012Publication date: March 6, 2014Applicant: FISERV, INC.Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
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Publication number: 20140067670Abstract: A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.Type: ApplicationFiled: August 31, 2012Publication date: March 6, 2014Applicant: FISERV, INC.Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
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Patent number: 8626659Abstract: Systems, methods and computer-readable media for facilitating the presentation of content associated with a financial transaction are disclosed. The content may be identified by a requestor or a party to the financial transaction on whose behalf a request associated with the financial transaction is received. A content location identifier that identifies a location where the content is stored may be identified or generated and may be included in or otherwise provided in association with a debit or credit instruction. The content location identifier may be presented by a user interface associated with a financial institution in conjunction with other transaction information and may facilitate access to the content and presentation of the content to a user.Type: GrantFiled: September 28, 2012Date of Patent: January 7, 2014Assignee: Fiserv, Inc.Inventors: Mark Edward Bowman, Mark T. Harris, Sherry Pleasant Lewter, John Alexander Kell
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Patent number: 6896437Abstract: The present invention relates to a panel fence connector (10) for mutually securing two hollow poles of a fence panel in a desired configuration. The connector (10) comprises a first pole-receiving region (12) for receiving a first pole and a second pole-receiving region (16) adapted to be received within a second pole. The first pole-receiving region (12) is moveable between a clamping configuration and a non-clamping configuration and the second pole-receiving region is moveable from a first position to a second position. The pole-receiving regions (12, 14) are arranged such that in use, positioning of the second pole onto the second pole-receiving region (14) causes the second pole-receiving region (14) to move into its second position, which movement causes the first pole-receiving region (12) to move from its non-clamping configuration into its clamping configuration (FIG. 2).Type: GrantFiled: April 11, 2003Date of Patent: May 24, 2005Inventors: John Morgan, Mark Edward Bowman
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Publication number: 20040041142Abstract: The present invention relates to a panel fence connector (10) for mutually securing two hollow poles of a fence panel in a desired configuration. The connector (10) comprises a first pole-receiving region (12) for receiving a first pole and a second pole-receiving region (16) adapted to be received within a second pole. The first pole-receiving region (12) is moveable between a clamping configuration and a non-clamping configuration and the second pole-receiving region is moveable from a first position to a second position. The pole-receiving regions (12, 14) are arranged such that in use, positioning of the second pole onto the second pole-receiving region (14) causes the second pole-receiving region (14) to move into its second position, which movement causes the first pole-receiving region (12) to move from its non-clamping configuration into its clamping configuration (FIG. 2).Type: ApplicationFiled: April 11, 2003Publication date: March 4, 2004Inventors: John Morgan, Mark Edward Bowman