Abstract: A method of assessing driver capability for operating an autonomous vehicle includes identifying, by one or more processors, a human operator of the vehicle, the human operator being associated with a driving capability profile. The method also includes determining human operator parameters associated with the human operator and determining an alertness level of the human operator based on the human operator parameters. The method further includes signaling, by a notification server of the vehicle, to the human operator with the signal, the signal requesting a response from the human operator. The method also includes updating, based on the response from the human operator to the signal, the driving capability profile to indicate a level of skill of the human operator at responding to the signal at the determined alertness level.

Abstract: In a computer-implemented method for detecting and acting upon driver compliance with driver-specific limitations, it is determined that a driver of a vehicle has one or more limitations specific to a medical condition and/or a physical characteristic of the driver. Telematics data is received and analyzed to identify a plurality of driving behaviors of the driver. Based upon the driving behaviors, a level of compliance with the limitations is determined. Based upon the level of compliance, at least a portion of a driver profile is set. At least the portion of the profile is transmitted to an entity that adjusts a credit rating of the driver, adjusts an insurance rating of the driver, reviews at least the portion of the profile in connection with a job sought by the driver, or offers a permanent or temporary credit in connection with a good or service offered by the entity. As a result, benefits or cost savings may be provided to risk-averse drivers.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for communicating information regarding a smart infrastructure component to an autonomous or semi-autonomous vehicle may be provided. Sensors may be communicatively connected to an infrastructure communication device, and the infrastructure communication device may generate a message based upon information from the sensors and/or regarding the infrastructure component. The message may be transmitted, and, with the vehicle operator's permission, all or part of the determined message may be presented to the operator of the autonomous or semi-autonomous vehicle. The message may include weather, traffic, ice, or road condition or construction information and facilitate safer vehicle travel.

Abstract: An alert may be triggered to notify a pedestrian of the current operational mode of a nearby vehicle. For instance, a vehicle may operate in an autonomous or manual mode, and may occasionally switch from one mode to the other. A pedestrian who may be unaware of the current operational mode of a nearby vehicle may notice the alert and proceed accordingly. In one embodiment, an indication of the current operational mode of the nearby vehicle may be transmitted to an electronic device associated with the pedestrian. The device may generate a notification to the pedestrian based on the current operational mode. In an additional or alternative embodiment, the alert may be transmitted by the vehicle externally to be visible or audible to the pedestrian. In some embodiments, the alert may be triggered only for particular operational modes (e.g., only for autonomous or only for manual).

Abstract: Systems and methods are described for determining a driving score for an individual and updating a related vehicle-usage profile. The system and methods may include one or more processors, sensors, or transceivers to determine that an individual associated with an auto insurance policy is located in a driver seat of a vehicle for a vehicle trip. Telematics data may be collected from the sensors that indicates a time of day and an amount of time that the individual typically drives the vehicle. The telematics may be associated with the individual and a driving score for the individual may be determined. A vehicle-usage profile for the vehicle may then be updated with the telematics data or the driving score. The vehicle-usage profile may indicate a driving behavior of the individual and an auto insurance policy may be updated based on the profile.

Abstract: Methods and systems are described regarding vehicular driver evaluation. Various aspects may include monitoring a vehicle operating environment in which a vehicle is operating. A target vehicle operating within the vehicle operating environment may be identified based upon sensor data from one or more sensors associated with the vehicle. An indication of an identity of the target vehicle may be recorded and an indication of an evaluation of an operation of the target vehicle may be received by the operator of the vehicle. The indication of the evaluation of the operation of the target vehicle may indicate the quality of operation of the target vehicle. The indication of the identity of the target vehicle and the indication of the evaluation of the operation of the target vehicle may be transmitted to a remote server.

Abstract: A method for electronically mining intellectual property using an associative discovery process may include determining a set of documents containing keywords and/or phrases associated with an industry trend of interest. The method may also include determining a feedback score for each document in the set, determining an optimal weighing scheme for the determined keywords and/or phrases using a statistical learning model and the feedback scores, ranking all documents in the set of documents according to the optimal weighing scheme, and providing results of the associative discovery process to a user.

Abstract: Systems and methods are described for performing vehicular collision reconstruction and battery conservation for an electric or battery-powered vehicle. In various aspects, an indication of a trigger event may be detected from computer analysis of telematics data gathered by one or more sensors associated with a vehicle. The trigger event may be associated with a vehicle collision. A camera mounted on the vehicle may be activated, based upon the indication of the trigger event, to acquire an image of a second vehicle associated with the vehicle collision. Image data associated with the image may then be transmitted to a remote server computer for analysis of the image data, in which the remove server is capable of generating from the image data, a reconstruction of the vehicle collision, and determining, from the reconstruction of the vehicle collision, a cause of loss associated with the vehicle collision.

Abstract: A system including a display output device, a computer including instructions that when executed by the computer, cause the computer to generate a virtual environment, instantiate one or more virtual devices into the virtual environment, instantiate a user representation into the virtual environment, and display the virtual environment, the one or more virtual devices, and the user representation on the display output device, an input device to receive a movement input associated with movement by the user representation in the virtual environment, and the computer further configured with instructions to move or rotate the one or more virtual devices relative to a point of reference in the virtual environment in response to the movement input, while maintaining the user representation stationary.

Abstract: In a computer-implemented method, telematics data collected during one or more time periods by one or more electronic subsystems of a vehicle, and/or by a mobile electronic device of the driver or a passenger, is received. The telematics data includes operational data indicative of how a driver of the vehicle operated the vehicle. The received telematics data is analyzed to identify driving behaviors of the driver during the time period(s). Based at least upon the driving behaviors, a driver profile is generated or modified. Based at least upon the generated or modified driver profile, a suggested vehicle type is identified, at least by determining that the profile meets a set of one or more matching criteria associated with the suggested vehicle type. An indication of the suggested vehicle type is displayed to a user.

Abstract: Systems and methods are described for provisioning physical residences to and from users of a residential provisioning platform. The residential provisioning platform assigns a platform unit value to each of a plurality of physical residences. A residence provisioning app is provided to a user for implementation on the user's device and for displaying selections corresponding to the plurality of physical residences. The residential provisioning platform may include a residence tracking app that receives a user selection from the residence provisioning app corresponding to a particular physical residence, updates a particular residence dossier of the particular physical residence to assign the particular physical residence to the user, and updates a residence profile of the user to indicate a remaining platform unit value of the particular physical residence attributable to the user.

Abstract: Systems and methods are described for provisioning physical residences to and from users of a residential provisioning platform. The residential provisioning platform assigns a platform unit value to each of a plurality of physical residences. A residence provisioning app is provided to a user for implementation on the user's device and for displaying selections corresponding to the plurality of physical residences. The residential provisioning platform may include a residence tracking app that receives a user selection from the residence provisioning app corresponding to a particular physical residence, updates a particular residence dossier of the particular physical residence to assign the particular physical residence to the user, and updates a residence profile of the user to indicate a remaining platform unit value of the particular physical residence attributable to the user.

Abstract: An alert may be triggered to notify a pedestrian of the current operational mode of a nearby vehicle. For instance, a vehicle may operate in an autonomous or manual mode, and may occasionally switch from one mode to the other. A pedestrian who may be unaware of the current operational mode of a nearby vehicle may notice the alert and proceed accordingly. In one embodiment, an indication of the current operational mode of the nearby vehicle may be transmitted to an electronic device associated with the pedestrian. The device may generate a notification to the pedestrian based on the current operational mode. In an additional or alternative embodiment, the alert may be transmitted by the vehicle externally to be visible or audible to the pedestrian. In some embodiments, the alert may be triggered only for particular operational modes (e.g., only for autonomous or only for manual).

Abstract: In a computer-implemented method, telematics data collected during one or more time periods by one or more electronic subsystems of a vehicle and/or a mobile device is received. The telematics data includes operational data indicative of how a driver of the vehicle operated the vehicle. The telematics data is analyzed to identify one or more driving behaviors of the driver. Based upon the one or more of driving behaviors, a driver profile is generated or modified. A suggested vehicle component type matching the generated or modified driver profile is identified, at least by determining that the generated or modified driver profile meets a set of one or more matching criteria associated with the suggested vehicle component type. An indication of the suggested vehicle component type is displayed to a user.

Abstract: Systems and methods are described for determining an average travel environment associated with a vehicle and for generating a related risk profile. In various aspects telematics data may be received via wireless communication over one or more radio links from a computing device traveling with a vehicle. An average travel environment, that can account for an average amount of pedestrian traffic or an average amount of vehicle traffic that the vehicle typically travels in, may be determined from processor analysis of the telematics data. The average travel environment may be used to generate a risk profile. An auto insurance policy option may be generated based upon the risk profile auto and transmitted via wireless communication to the computing device to facilitate an insured's review and approval of the auto insurance policy option that is provided based upon a risk associated with the average travel environment.

Abstract: Systems and methods are described for generating a blockchain-based user profile. In various aspects, one or more blockchain IDs associated with a user is received, where each blockchain ID is associated with a corresponding blockchain. One or more blockchain transactions are identified that are associated with the one or more blockchain IDs, where a trust profile for the user can be generated based on the one or more blockchain transactions. The trust profile can include user information determined from the one or more blockchain transactions.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, with the customer's permission, a vehicle operator in an autonomous or semi-autonomous vehicle may be determined by a sensor disposed within the autonomous or semi-autonomous vehicle or a mobile computing device associated with the vehicle operator. A determination may be made as to whether the vehicle operator is authorized to operate the vehicle based upon the determined identity of the vehicle operator; and if the vehicle operator is not authorized, an alert may be generated and/or the vehicle may be caused to not operate. Alternatively, autonomous operation features may be automatically engaged to automatically drive the autonomous or semi-autonomous vehicle to a safe location when the operator is not authorized. Insurance discounts may be provided based upon the anti-theft functionality.

Abstract: In a computer-implemented method, telematics data collected during one or more time periods by one or more electronic subsystems of a vehicle, and/or by a mobile electronic device of the driver or a passenger, is received. The telematics data includes operational data indicative of how a driver of the vehicle operated the vehicle. The received telematics data is analyzed to identify one or more driving behaviors of the driver during the time period(s). Based at least upon the driving behavior(s), a driver profile is generated or modified. Based at least upon the generated or modified driver profile, a suggested vehicle type is identified, at least by determining that the profile meets a set of one or more matching criteria associated with the suggested vehicle type. An indication of the suggested vehicle type is displayed to a user.

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for responding to damage to an autonomous or semi-autonomous vehicle relating to a collision or other loss may be provided. With the customer's permission, an indication of damage to the autonomous or semi-autonomous vehicle, and/or operating data regarding operation of the vehicle during (i) a time period without the damage to the autonomous or semi-autonomous vehicle, and (ii) a time period with the damage to the autonomous or semi-autonomous vehicle may be received. Repairs associated with the damage may be determined based upon the operating data, as well as an expected cost associated with the repairs. Insurance discounts may be provided to risk averse customers that timely repair damaged vehicles or features that impact vehicle safety.

Abstract: Methods and systems are disclosed for providing vehicular driver alerts. In various aspects a vehicle operating environment may be monitored by one or more sensors associated with a first vehicle operating within the vehicle operating environment. The first vehicle may be determined to be in proximity to a second vehicle based upon sensor data obtained from the one or more sensors. An identifier associated with the second vehicle may be determined based upon the sensor data and the identifier may be used to receive evaluation data associated with the second vehicle. The evaluation data may indicate a quality level associated with operation of the second vehicle. Based upon the evaluation data, it may be determined that the second vehicle is associated with a heightened risk of a vehicle accident. A warning regarding the heighted risk may be generated and presented, by an output device, to a vehicle operator of the first vehicle.