Abstract: During the performance of an electronic payment transaction over a networked (web-based) e-commerce website an interface implementation that inserts into one or more web pages of the site providing an override within a payment process that allows a user to securely enter sensitive or confidential data necessary for the performance of the transaction and from which a transaction specific, single-use payment token is generated and then used in completing the payment transaction. The interface providing protection to the sensitive data and generated token from unwanted and unnecessary network access by a communicatively linked device and promoting a consumer experience that seamlessly integrates the date entry, protection and tokenization of sensitive data with the hosted webpages of the e-commerce website.

Abstract: An underwater writing and drawing tablet that stretches a length of waterproof (plastic) vellum between two rollers over a flat surface thereby enabling the user to easily draw or write on said vellum and permanently save the drawing and writing.

Abstract: A writing or drawing tablet that is suitable for use in an underwater or any extreme environment is provided. A length of waterproof (plastic) vellum is stretched between two rollers over a flat surface thereby enabling the user to easily draw or write on the vellum to save the drawing and writing.

Abstract: The efficiency of a combination reformer/fuel cell system is significantly improved by recapturing the energy value of heat generated in the fuel cell and producing additional power. The cooling water from the fuel cell is mixed, entirely or in part, with sufficient or excess compressed air, and at least partially evaporates in the compressed air. The air is at least sufficient to support the oxidative reactions in the fuel cell and also to serve as oxidant in a burner that provides heat to reform fuel/steam mixtures into hydrogen-containing reformate. This air/steam mixture, after leaving the fuel cell, is further heated by heat exchange with the reformats stream and reformate-producing modules, and with the exhaust stream of the burner. The steam/air mixture is injected into the burner, optionally after superheating in the burner exhaust, and is reacted with fuel in the burner. The burner exhaust may be used to provide heat to a fuel reforming reaction.

Abstract: Several air inputs are typically required in removal of carbon monoxide from a fuel reformate, particularly when using the reformate in a PEM (polymer electrolyte membrane) fuel cell. Control can be greatly simplified by distributing the air or oxygen among the inlets in a fixed ratio using a fixed dimension flow path, such as sized orifices, conduits, and the like, and selecting the total oxygen input to the system based on the operating state of the system and its operating map.

Abstract: Interconnection layouts are described that are particularly effective in the construction of a steam reformer/fuel cell combination for providing domestic heat and/or hot water as well as electricity. A distinguishing feature of the interconnections is that they use strategically placed heat exchangers that permit the operator to optimize the efficiency of operation of the integrated system, and provide a higher efficiency at optimum operation compared to prior art designs. Combinations of reformer/fuel cell systems with conventional furnaces or boilers are also described.