Abstract: Today, options are mainly used for speculation and hedging against losses in investment portfolios. There is limited use of options in the general economy because options which can only be exercised once are impractical for fulfilling everyday purchases of products, commodities, and/or services. Another reason options aren't used in the general economy, is that they are not fulfilled at the point of purchase. Currently, options are mainly fulfilled by the Options Clearing Corporation. The call options described herein are for use in the general economy by permitting exercise and/or fulfillment one or more times, at point-of-sale systems, e-commerce sites, seller's selling software, and/or by government software. Call options described herein may be used to control costs and/or taxes for a specified period. Because these call options can be exercised more than once, they can be divided and/or shared among participants in a co-op call option offering.